Capitec Bank Holdings Ltd is a retail bank with more than 850 branches in South Africa. Its services focus on three customer needs: saving, which provides customers the ability to receive and store funds; credit, which satisfies customer needs to access and borrow funds; and transacting, which allows for payments and movement of funds. It operates in three segments: Retail bank, Business bank, and the Insurance business. Net interest income accounts for more than two-thirds of total company revenue. The company's operating segments are: Personal banking, Business banking, the Insurance business and AvaFin.
1999
16.9K+
LTM Revenue $2.5B
Last FY EBITDA n/a
$21.2B
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Capitec Bank has a last 12-month revenue (LTM) of $2.5B and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Capitec Bank achieved revenue of $2.5B and an EBITDA of n/a.
Capitec Bank expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Capitec Bank valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $2.5B | XXX | $2.5B | XXX | XXX | XXX |
Gross Profit | $2.5B | XXX | n/a | XXX | XXX | XXX |
Gross Margin | 100% | XXX | n/a | XXX | XXX | XXX |
EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBIT | $1.3B | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | 53% | XXX | n/a | XXX | XXX | XXX |
Net Profit | $802M | XXX | $764M | XXX | XXX | XXX |
Net Margin | 32% | XXX | 31% | XXX | XXX | XXX |
Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of May 30, 2025, Capitec Bank's stock price is ZAR 3446 (or $192).
Capitec Bank has current market cap of ZAR 399B (or $22.2B), and EV of ZAR 381B (or $21.2B).
See Capitec Bank trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$21.2B | $22.2B | XXX | XXX | XXX | XXX | $7.09 |
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Start Free TrialAs of May 30, 2025, Capitec Bank has market cap of $22.2B and EV of $21.2B.
Capitec Bank's trades at 8.9x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Capitec Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Capitec Bank has a P/E ratio of 27.7x.
See valuation multiples for Capitec Bank and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $22.2B | XXX | $22.2B | XXX | XXX | XXX |
EV (current) | $21.2B | XXX | $21.2B | XXX | XXX | XXX |
EV/Revenue | 8.3x | XXX | 8.9x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | 15.8x | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | 8.3x | XXX | n/a | XXX | XXX | XXX |
P/E | 27.7x | XXX | 30.2x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 17.5x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialCapitec Bank's last 12 month revenue growth is 15%
Capitec Bank's revenue per employee in the last FY averaged $0.1M, while opex per employee averaged $0.1M for the same period.
Capitec Bank's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Capitec Bank's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Capitec Bank and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 15% | XXX | 15% | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $0.1M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 41% | XXX | XXX | XXX |
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EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
Capitec Bank acquired XXX companies to date.
Last acquisition by Capitec Bank was XXXXXXXX, XXXXX XXXXX XXXXXX . Capitec Bank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Capitec Bank founded? | Capitec Bank was founded in 1999. |
Where is Capitec Bank headquartered? | Capitec Bank is headquartered in South Africa. |
How many employees does Capitec Bank have? | As of today, Capitec Bank has 16.9K+ employees. |
Who is the CEO of Capitec Bank? | Capitec Bank's CEO is Mr. Gerhardus Metselaar Fourie, B.Com,M.B.A.. |
Is Capitec Bank publicy listed? | Yes, Capitec Bank is a public company listed on JSE. |
What is the stock symbol of Capitec Bank? | Capitec Bank trades under CPI ticker. |
When did Capitec Bank go public? | Capitec Bank went public in 2002. |
Who are competitors of Capitec Bank? | Similar companies to Capitec Bank include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
What is the current market cap of Capitec Bank? | Capitec Bank's current market cap is $22.2B |
What is the current revenue of Capitec Bank? | Capitec Bank's last 12 months revenue is $2.5B. |
What is the current revenue growth of Capitec Bank? | Capitec Bank revenue growth (NTM/LTM) is 15%. |
What is the current EV/Revenue multiple of Capitec Bank? | Current revenue multiple of Capitec Bank is 8.3x. |
Is Capitec Bank profitable? | Yes, Capitec Bank is EBITDA-positive (as of the last 12 months). |
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