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BayFirst Financial Valuation Multiples
Discover revenue and EBITDA valuation multiples for BayFirst Financial and similar public comparables like BICICI, Aasen Sparebank, Getin Holding, Alisa Bank and more.
BayFirst Financial Overview
About BayFirst Financial
BayFirst Financial Corp is a bank holding company, it generates its revenue from interest on loans and the gain-on-sale income derived from the sale of loans into the secondary market. The company serves a broad spectrum of individuals, families, and small businesses, supported by national business lines in residential and SBA lending and technology platforms. The primary source of funding for its loans is deposits. BayFirst measures performance through net interest income after provision for loan losses, return on average assets, and return on average common equity, while maintaining appropriate regulatory leverage and risk-based capital ratios. The company has various segment such as Real Estate(Residential, Commercial, and Construction & Land), Commercial and Industrial, Consumer.
Founded
2000
HQ
Employees
299
Website
Sectors
Financials (FY)
EV
$63M
BayFirst Financial Financials
BayFirst Financial reported last fiscal year revenue of $56M.
In the same fiscal year, BayFirst Financial generated had net loss of ($23M).
BayFirst Financial P&L
In the most recent fiscal year, BayFirst Financial reported revenue of $56M and net income of ($23M).
BayFirst Financial expects next 12-month revenue of XXX and NTM EBITDA of XXX
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue | — | XXX | $56M | XXX | XXX | XXX |
| Net Profit | — | XXX | ($23M) | XXX | XXX | XXX |
| Net Margin | — | XXX | (41%) | XXX | XXX | XXX |
Financial data powered by Morningstar, Inc.
BayFirst Financial Stock Performance
BayFirst Financial has current market cap of $26M, and enterprise value of $63M.
Market Cap Evolution
BayFirst Financial's stock price is $6.38.
| EV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
|---|---|---|---|---|---|---|
| $63M | $26M | 0.0% | XXX | XXX | XXX | $-5.58 |
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Start Free TrialBayFirst Financial Valuation Multiples
BayFirst Financial trades at 1.1x EV/Revenue multiple.
BayFirst Financial Financial Valuation Multiples
As of March 31, 2026, BayFirst Financial has market cap of $26M and EV of $63M.
Equity research analysts estimate BayFirst Financial's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
BayFirst Financial has a P/E ratio of (1.1x).
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Market cap (current) | $26M | XXX | $26M | XXX | XXX | XXX |
| EV (current) | $63M | XXX | $63M | XXX | XXX | XXX |
| EV/Revenue | — | XXX | 1.1x | XXX | XXX | XXX |
| P/E | — | XXX | (1.1x) | XXX | XXX | XXX |
| EV/FCF | — | XXX | 0.2x | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
Verified BayFirst Financial Valuation Multiples
Access all public comps and forward-looking valuation multiples like EV/Revenue in 2027, based on consensus analyst estimates. Powered by FactSet and Morningstar.
BayFirst Financial Margins & Growth Rates
BayFirst Financial's revenue in the last fiscal year declined by (30%).
BayFirst Financial's revenue per employee in the last FY averaged $0.2M.
BayFirst Financial Operational Valuation Multiples
| LTM | NTM | Last FY | FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|---|---|---|
| Revenue Growth | — | XXX | (30%) | XXX | XXX | XXX |
| Revenue per Employee | — | XXX | $0.2M | XXX | XXX | XXX |
| S&M Expenses to Revenue | — | XXX | 3% | XXX | XXX | XXX |
| G&A Expenses to Revenue | — | XXX | 55% | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc. and Morningstar, Inc.
BayFirst Financial Public Comps
See public comps and valuation multiples for other Commercial Banking comps.
| EV/Revenue | EV/EBITDA | |||||
|---|---|---|---|---|---|---|
| LTM | 2026E | 2027E | LTM | 2026E | 2027E | |
| BICICI | XXX | XXX | XXX | XXX | XXX | XXX |
| Aasen Sparebank | XXX | XXX | XXX | XXX | XXX | XXX |
| Getin Holding | XXX | XXX | XXX | XXX | XXX | XXX |
| Alisa Bank | XXX | XXX | XXX | XXX | XXX | XXX |
| BNK Banking Corp | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
| XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
Valuation data powered by FactSet, Inc.
BayFirst Financial M&A Activity
BayFirst Financial acquired XXX companies to date.
Last acquisition by BayFirst Financial was on XXXXXXXX, XXXXX. BayFirst Financial acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Acquisitions by BayFirst Financial
| Acquired Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialBayFirst Financial Investment Activity
BayFirst Financial invested in XXX companies to date.
BayFirst Financial made its latest investment on XXXXXXXX, XXXXX. BayFirst Financial invested in XXXXXXXX for XXX (EV/Revenue multiple of XXX).
Latest Investments by BayFirst Financial
| Company | Valuation | EV/Revenue | EV/EBITDA |
|---|---|---|---|
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
| XXXXXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialAbout BayFirst Financial
| When was BayFirst Financial founded? | BayFirst Financial was founded in 2000. |
| Where is BayFirst Financial headquartered? | BayFirst Financial is headquartered in United States. |
| How many employees does BayFirst Financial have? | As of today, BayFirst Financial has over 299 employees. |
| Who is the CEO of BayFirst Financial? | BayFirst Financial's CEO is Thomas G. Zernick. |
| Is BayFirst Financial publicly listed? | Yes, BayFirst Financial is a public company listed on Nasdaq. |
| What is the stock symbol of BayFirst Financial? | BayFirst Financial trades under BAFN ticker. |
| When did BayFirst Financial go public? | BayFirst Financial went public in 2015. |
| Who are competitors of BayFirst Financial? | BayFirst Financial main competitors are BICICI, Aasen Sparebank, Getin Holding, Alisa Bank. |
| What is the current market cap of BayFirst Financial? | BayFirst Financial's current market cap is $26M. |
| What is the current revenue of BayFirst Financial? | BayFirst Financial's last fiscal year revenue is $56M. |
| What is the current EV/Revenue multiple of BayFirst Financial? | Current revenue multiple of BayFirst Financial is 1.1x. |
| Is BayFirst Financial profitable? | No, BayFirst Financial is not profitable. |
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