Bank of the James Financial Group Inc is a bank holding company that provides retail and commercial banking, deposit services, lending services, mortgage brokerage services, and other banking services. The company provides a range of deposit services including checking accounts, savings accounts and other time deposits of various types, ranging from daily money market accounts to longer-term certificates of deposit. It offers various types of secured and unsecured consumer loans, including personal loans, lines of credit, overdraft lines of credit, automobile loans, installment loans, demand loans, and home equity loans. It operates three business segments community banking; mortgage banking, and investment advisory services.
2003
175
Last FY Revenue $43.6M
Last FY EBITDA n/a
$73.3M
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In the most recent fiscal year, Bank of the James Finl Gr achieved revenue of $43.6M and an EBITDA of n/a.
Bank of the James Finl Gr expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Bank of the James Finl Gr valuation multiples based on analyst estimatesNTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|
Revenue | XXX | $43.6M | XXX | XXX | XXX |
Gross Profit | XXX | n/a | XXX | XXX | XXX |
Gross Margin | XXX | n/a | XXX | XXX | XXX |
EBITDA | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | XXX | n/a | XXX | XXX | XXX |
EBIT | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | XXX | n/a | XXX | XXX | XXX |
Net Profit | XXX | $7.9M | XXX | XXX | XXX |
Net Margin | XXX | 18% | XXX | XXX | XXX |
Net Debt | XXX | n/a | XXX | XXX | XXX |
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As of August 15, 2025, Bank of the James Finl Gr's stock price is $14.
Bank of the James Finl Gr has current market cap of $64.3M, and EV of $73.3M.
See Bank of the James Finl Gr trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$73.3M | $64.3M | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialAs of August 15, 2025, Bank of the James Finl Gr has market cap of $64.3M and EV of $73.3M.
Bank of the James Finl Gr's trades at 1.7x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Bank of the James Finl Gr's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Bank of the James Finl Gr's P/E ratio is not available.
See valuation multiples for Bank of the James Finl Gr and 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $64.3M | XXX | $64.3M | XXX | XXX | XXX |
EV (current) | $73.3M | XXX | $73.3M | XXX | XXX | XXX |
EV/Revenue | n/a | XXX | 1.7x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | n/a | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | n/a | XXX | 8.1x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 12.3x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialBank of the James Finl Gr's revenue per employee in the last FY averaged $0.2M, while opex per employee averaged n/a for the same period.
Bank of the James Finl Gr's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Bank of the James Finl Gr's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Bank of the James Finl Gr and other 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 2% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Invest Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Bank of the James Finl Gr acquired XXX companies to date.
Last acquisition by Bank of the James Finl Gr was XXXXXXXX, XXXXX XXXXX XXXXXX . Bank of the James Finl Gr acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Bank of the James Finl Gr founded? | Bank of the James Finl Gr was founded in 2003. |
Where is Bank of the James Finl Gr headquartered? | Bank of the James Finl Gr is headquartered in United States of America. |
How many employees does Bank of the James Finl Gr have? | As of today, Bank of the James Finl Gr has 175 employees. |
Who is the CEO of Bank of the James Finl Gr? | Bank of the James Finl Gr's CEO is Mr. Robert R. Chapman,III. |
Is Bank of the James Finl Gr publicy listed? | Yes, Bank of the James Finl Gr is a public company listed on NAS. |
What is the stock symbol of Bank of the James Finl Gr? | Bank of the James Finl Gr trades under BOTJ ticker. |
When did Bank of the James Finl Gr go public? | Bank of the James Finl Gr went public in 2000. |
Who are competitors of Bank of the James Finl Gr? | Similar companies to Bank of the James Finl Gr include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, Invest Bank. |
What is the current market cap of Bank of the James Finl Gr? | Bank of the James Finl Gr's current market cap is $64.3M |
Is Bank of the James Finl Gr profitable? | Yes, Bank of the James Finl Gr is EBITDA-positive (as of the last 12 months). |
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