Arrow Financial Corp is a holding company. It provides various advisory and administrative services and coordinates the general policies and operations of the banks. It provides financial products, including online and mobile banking, mortgages, commercial loans, investments, and others. The company also provides lending services including commercial and industrial lending to small and mid-sized companies; mortgage lending for residential and commercial properties; and consumer installment and home equity financing. The key source of company's revenue is interest income, fees, commission earned through its subsidiaries.
1983
554
LTM Revenue $154M
Last FY EBITDA n/a
$491M
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Arrow Finl has a last 12-month revenue (LTM) of $154M and a last 12-month EBITDA of n/a.
In the most recent fiscal year, Arrow Finl achieved revenue of $140M and an EBITDA of n/a.
Arrow Finl expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Arrow Finl valuation multiples based on analyst estimatesLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue | $154M | XXX | $140M | XXX | XXX | XXX |
Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
Gross Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBIT | $56.0M | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | 36% | XXX | n/a | XXX | XXX | XXX |
Net Profit | $36.6M | XXX | $29.7M | XXX | XXX | XXX |
Net Margin | 24% | XXX | 21% | XXX | XXX | XXX |
Net Debt | XXX | XXX | n/a | XXX | XXX | XXX |
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As of August 15, 2025, Arrow Finl's stock price is $28.
Arrow Finl has current market cap of $457M, and EV of $491M.
See Arrow Finl trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$491M | $457M | XXX | XXX | XXX | XXX | $2.36 |
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Start Free TrialAs of August 15, 2025, Arrow Finl has market cap of $457M and EV of $491M.
Arrow Finl's trades at 3.5x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Arrow Finl's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Arrow Finl has a P/E ratio of 12.5x.
See valuation multiples for Arrow Finl and 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $457M | XXX | $457M | XXX | XXX | XXX |
EV (current) | $491M | XXX | $491M | XXX | XXX | XXX |
EV/Revenue | 3.2x | XXX | 3.5x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | 8.8x | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | 12.5x | XXX | 15.4x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 17.0x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialArrow Finl's last 12 month revenue growth is 10%
Arrow Finl's revenue per employee in the last FY averaged $0.3M, while opex per employee averaged n/a for the same period.
Arrow Finl's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Arrow Finl's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Arrow Finl and other 15K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | 10% | XXX | 11% | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.3M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | n/a | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 1% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
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Benchmark public comps and private revenue and EBITDA valuation multiples across GRC software, cloud infrastructure, DevOps, online marketplaces and so much more!
EV/Revenue | EV/EBITDA | |||||
---|---|---|---|---|---|---|
2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Invest Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Arrow Finl acquired XXX companies to date.
Last acquisition by Arrow Finl was XXXXXXXX, XXXXX XXXXX XXXXXX . Arrow Finl acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Arrow Finl founded? | Arrow Finl was founded in 1983. |
Where is Arrow Finl headquartered? | Arrow Finl is headquartered in United States of America. |
How many employees does Arrow Finl have? | As of today, Arrow Finl has 554 employees. |
Who is the CEO of Arrow Finl? | Arrow Finl's CEO is Mr. David S. Demarco. |
Is Arrow Finl publicy listed? | Yes, Arrow Finl is a public company listed on NAS. |
What is the stock symbol of Arrow Finl? | Arrow Finl trades under AROW ticker. |
When did Arrow Finl go public? | Arrow Finl went public in 1980. |
Who are competitors of Arrow Finl? | Similar companies to Arrow Finl include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, Invest Bank. |
What is the current market cap of Arrow Finl? | Arrow Finl's current market cap is $457M |
What is the current revenue of Arrow Finl? | Arrow Finl's last 12 months revenue is $154M. |
What is the current revenue growth of Arrow Finl? | Arrow Finl revenue growth (NTM/LTM) is 10%. |
What is the current EV/Revenue multiple of Arrow Finl? | Current revenue multiple of Arrow Finl is 3.2x. |
Is Arrow Finl profitable? | Yes, Arrow Finl is EBITDA-positive (as of the last 12 months). |
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