Klar Revenue, Valuation, Funding & Investors

Juni is a Stockholm-headquartered fintech company developing a banking platform and app for e-commerce and online marketing entrepreneurs. The service handles payments, treasury, foreign exchange, and lending to support business scaling in digital commerce.

Tala is a San Mateo-headquartered fintech company founded in 2011. It delivers mobile credit, savings, payments, and remittances to underserved consumers in Kenya, Philippines, Mexico, and India using machine learning for credit scoring without traditional histories.

Zolve is a neo-banking platform launched in 2020 from Bangalore, India. It issues deposit accounts, prepaid cards, and facilitates money transfers, bill payments, and remittances. Zolve provides transaction monitoring dashboards and budgeting tools for expatriates and domestic users.

AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.

TIFIN is a holding company that builds and operates fintech firms focused on wealth management, investment advisory, and personal finance. Its portfolio includes TIFIN Invest, which delivers AI-driven model portfolios for financial advisors, TIFIN Wealth for client engagement platforms, and TIFIN Growth for lead generation tools. Headquartered in Austin, Texas, TIFIN partners with firms like BlackRock, WisdomTree, and Envestnet to enhance investor experiences through data analytics and machine learning. The company launched in 2020 with backing from Bain Capital Ventures and has expanded to serve over 100 wealth management organizations across the United States.

Novo is a Miami-headquartered digital banking platform serving small businesses with fee-free checking accounts, virtual cards, and integrations to QuickBooks and Stripe. Launched in 2018, it partners with Middlesex Federal Savings for FDIC insurance up to $250,000 and operates entirely online without physical branches across the United States.

TNG FinTech Group is a Hong Kong-based fintech company founded in 2014 developing social banking platforms. It enables real-time fund transfers and instant messaging interoperability for e-wallets, banks, and merchants across Asia and beyond.

PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.

Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo’s main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.

Vivid is a Berlin-headquartered neobank founded in 2019 serving SMEs and individuals across Germany and Europe. It offers business accounts with IBAN, savings at 4 percent interest, virtual cards, and integrations with Xero accounting. Backed by Greenoaks and DST Global, Vivid processes payments in 28 currencies for 200,000 customers.

Hala is a Riyadh-based financial-technology company founded in 2016 that provides payments and business financial services to small and medium-sized enterprises in Saudi Arabia. Its platform combines point-of-sale acceptance, business accounts, payment cards and digital tools for managing day-to-day merchant finances. Customers use Hala to accept card transactions, monitor sales, make transfers and organize operating payments through a unified interface. The company has expanded beyond payment acquiring into embedded financial products intended to address working-capital and cash-management needs. Hala serves merchants and entrepreneurs rather than operating as a consumer wallet for the United Arab Emirates. It earns payment-processing fees and other financial-service revenue from business customers. The company remains privately held and is regulated within Saudi Arabia's financial-services ecosystem as it expands its product and regional footprint.

Omnio is a fintech provider of white-label banking and payment platforms headquartered in London. Formed in 2018 through the merger of PCT and Tuxedo Money Solutions, it delivers cloud-based services including digital wallets, card issuing, and account management to businesses in Europe, Australia, North America, and Africa. The company supports enterprises and governments with compliant financial products such as remittances and lending solutions.

Green Dot Corp is a financial technology company that provides financial services for consumers in the United States without good banking options. It has three segments Consumer Services, Business to Business Services(B2B), and Money Movement Services. The company generates maximum revenue from B2B segment. Its B2B Services segment consists of revenues and expenses derived from (i) its partnerships with prominent consumer and technology companies that make banking products and services available to their consumers, partners and workforce through integration with its banking platform (the "Banking-as-a-Service", or "BaaS channel"), and (ii) a comprehensive payroll platform that it offers to corporate enterprises (the "Employer channel") to facilitate payments for today’s workforce.

10X Banking is a Johannesburg-headquartered digital bank offering personal finance products like savings accounts, credit facilities, and investment options via mobile app. It partners with traditional banks for backend infrastructure while providing seamless user interfaces for budgeting and payments. Targeted at underserved South African consumers, the platform incorporates behavioral nudges for financial wellness.

Addi is a Colombian buy-now-pay-later and consumer credit platform headquartered in Bogota. It lets customers pay in instalments at online shops, physical stores and its own marketplace using only an identity document and a phone number, with real-time credit decisions from its own scoring models. The company was founded in 2018 by Santiago Suarez, Daniel Vallejo and Elmer Ortega and launched in February 2019. It reports more than 5 million customers and about 76,000 partner merchants in Colombia, and funds its lending with more than US$680 million of debt commitments from banks including Goldman Sachs, BBVA, Citigroup and JP Morgan. It has raised more than US$140 million of equity from investors including Andreessen Horowitz, GIC, Monashees, Union Square Ventures, Citius and BTG Pactual, and reports it has been profitable for two years.

Colendi is an Istanbul-headquartered fintech holding company with a full digital banking license from Turkey's Banking Regulation and Supervision Agency. The group operates Colendi Bank for consumer lending, buy-now-pay-later services, and payment solutions, serving millions of users through its mobile app. Colendi plans a Series C funding round exceeding $150 million by late 2024 to fuel expansion.

GoTyme Bank is a Manila-based digital bank licensed by the Bangko Sentral ng Pilipinas, offering instant account opening via app without physical branches. Services include P2P transfers through InstaPay, bill payments to over 1,000 merchants, and savings accounts with up to 4% interest. Users access QR code scanning for retail purchases and micro-investments in mutual funds. Launched in 2022 through a partnership with Robinson Retail Holdings, it has onboarded 2 million customers in its first year.