- Companies
- Vivid
Vivid Valuation, Funding & Investors
Vivid is valued at $886M as of February 2022.
Last Vivid valuation
$886M
Series C · Feb 2022
Last Vivid funding round
$112M
Series C · Feb 2022
Cumulative funding Vivid raised
$202M
across 3 funding rounds
Key investors in Vivid
Ribbit Capital
Greenoaks
SoftBank Group
About Vivid
Vivid is a Berlin-headquartered neobank founded in 2019 serving SMEs and individuals across Germany and Europe. It offers business accounts with IBAN, savings at 4 percent interest, virtual cards, and integrations with Xero accounting. Backed by Greenoaks and DST Global, Vivid processes payments in 28 currencies for 200,000 customers.
Founded
2020
HQ
Website
Status
Privately held
Customer focus
B2C & B2B
Revenue model
Usage-based, Subscription
Valuation
$886M (Feb 2022)
Vivid Valuation
Vivid is currently valued at $886M, based on its Series C in February 2022.
The $112M round was led by Greenoaks, with participation from SoftBank Group and Ribbit Capital.
Vivid's valuation has grown 7.7x from $115M at its Series A in November 2020 to $886M in February 2022, across 3 priced rounds.
Vivid valuation by funding round
| Date | Stage | Valuation |
|---|---|---|
| Feb 2022 | Series C | $886M |
| Apr 2021 | Series B | $436M |
| Nov 2020 | Series A | $115M |
Vivid Funding History
Vivid has raised a total of $202M across 3 funding rounds.
Vivid's first fundraising round was a $18M Series A in November 2020. The most recent completed round was a $112M Series C in February 2022.
Vivid funding rounds
| Date | Stage | Investors | Raised | Valuation | Deal Summary |
|---|---|---|---|---|---|
| Feb 2022 | Series C | Greenoaks (lead); SoftBank Group; Ribbit Capital | $112M | $886M | Vivid Money is a Berlin-based financial super app and challenger bank offering checking, money management, stock and cryptocurrency investing, and additional services in a single platform, built on Solarisbank infrastructure, targeting the Eurozone as a Revolut competitor. On February 7, 2022, it raised €100 million ($114 million) in a Series C round led by Greenoaks Capital, with participation from Ribbit Capital and SoftBank Vision Fund 2, valuing the company at €775 million ($886 million post-money), more than double its prior €360 million ($436 million) valuation from the April 2021 Series B. The round supports expansion across Europe and new product development to manage investments, savings, stocks, crypto, and financial education in one app. At the time of the Series C, Vivid had grown to 500,000 customers, a five-fold increase since April 2021, with revenues growing 25x in that period, though exact revenue figures were not disclosed. The company aimed to reach 1 million users by the end of 2022. Funds were intended for scaling operations, entering new European markets, and enhancing its platform's value proposition amid rapid product development. This funding followed a $73 million (€60 million) Series B in April 2021 led by Greenoaks with Ribbit, and earlier rounds including Series A in November 2020. Investors highlighted Vivid's quick growth in Europe's consumer banking revolution. Total funding raised reached approximately $204.6 million across rounds with three main investors: Ribbit Capital, Greenoaks, and SoftBank. |
| Apr 2021 | Series B | Greenoaks (lead); Ribbit Capital | $72M | $436M | Vivid Money is a Berlin-based fintech startup founded in 2019 by Artem Yamanov and Alexander Emeshev, offering a mobile app that combines banking, investments, crypto trading, savings tools, cashback, and premium subscriptions. The platform provides features like sub-accounts called pockets with individual IBANs, peer-to-peer payments, and multi-currency support, built on Solarisbank infrastructure, targeting Eurozone users as a Revolut competitor. In late April 2021, Vivid Money raised a $73 million (€60 million) Series B funding round led by Greenoaks Capital, with participation from existing investor Ribbit Capital. The round brought the company's post-money valuation to $436 million (€360 million), up from $117 million in its prior November 2020 Series A. Funds were earmarked for product development and expansion into additional European markets beyond Germany, Italy, France, and Spain. The company had launched to customers in June 2020 and quickly added features like stock and crypto trading, money management, and financial education tools. By the Series B, Vivid aimed to attract more users across Europe by consolidating financial needs into one app. This Series B preceded a February 2022 Series C round of €100 million led by Greenoaks with Ribbit Capital and SoftBank Vision Fund 2, valuing Vivid at €775 million. |
| Nov 2020 | Series A | Ribbit Capital (lead) | $18M | $115M | Vivid Money is a Berlin-based financial platform founded in 2019 by Artem Yamanov and Alexander Emeshev, offering a single-app solution that combines mobile banking, investments, and crypto to help European users save and invest. The platform launched in Germany in 2020 and aims to disrupt the retail savings and investments market with features like financial education and comprehensive investment products. Vivid Money had grown to over 130 employees by late 2020. On November 5, 2020, Vivid Money raised a 15 million Euro Series A round led by Ribbit Capital for expansion and product development, reaching a post-money valuation of 100 million Euro. The financing supports rollout across Europe and enhancement of its investment offerings within the app. |
Who has invested in Vivid?
3 investors have backed Vivid across its funding rounds, including Ribbit Capital, Greenoaks and SoftBank Group.
Lead investors include Greenoaks and Ribbit Capital.
Vivid Investors
| Investor | HQ | Rounds | Role | First check |
|---|---|---|---|---|
| 3 | Lead | Nov 2020 | ||
This data is available for Pro users. Sign up to see all 3 Vivid investors. Start Free Trial | ||||
Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
Sign up to see data on 350K+ funding rounds and disclosed revenue and EBITDA valuation multiples, from seed, through growth stage, to pre-IPO.
Start Free TrialAcquisitions by Vivid
Vivid has acquired 2 companies to date.
Last acquisition by Vivid was on July 2nd 2024. Vivid acquired Pile Capital (treasury unit) for undisclosed valuation.
Latest Acquisitions by Vivid
| Description | Pile Capital Treasury Solution is a specialized unit within Pile Capital offering multi-banking capabilities for treasury management. The service aggregates accounts from banks like JPMorgan and HSBC, enabling automated cash positioning, payments, and FX hedging. Targeted at fintechs and corporates in Asia, it processes cross-border transactions with real-time visibility and compliance tools for regulatory frameworks. | Pile is a Berlin-based neo-treasury provider founded in 2020 that specialized in cash management solutions for high-growth startups across Europe. The platform enabled users to optimize cash holdings, diversify across banks, and access yield-generating products while maintaining security. It integrated with banking APIs for automated transfers and provided real-time treasury dashboards. In July 2024, Pile's treasury solution was acquired by Vivid Money, transitioning customers to Vivid's services. Prior to acquisition, Pile served fintechs and scale-ups with tools for idle cash utilization and risk mitigation in volatile markets. |
| HQ Country | ||
| HQ City | Berlin | Berlin |
| Deal Date | 2 Jul 2024 | 2 Jul 2024 |
| Valuation | undisclosed | undisclosed |
| EV/Revenue | ||
| EV/EBITDA | ||
This data is available for Pro users. Sign up to see all Vivid acquisitions and their M&A valuation multiples. Start Free Trial | ||
Vivid Competitors
Vivid competitors include listed companies like 74Software and Teamshares, and private ones like KOHO Financial, Taxfix, Clear and Fi.Money.
| Company | HQ | Status | Revenue | EBITDA | Valuation | Revenue Multiple |
|---|---|---|---|---|---|---|
| Private | $100M | - | $961M | - | ||
| Private | $64M | - | $1B | 15.6x | ||
| Private | $25M | - | $700M | 28.0x | ||
| Private | - | - | $565M | - | ||
| Publicly listed | $814M | $112M | $1.3B | 1.8x | ||
| Publicly listed | $472M | ($23M) | $545M | 1.4x |
Vivid Public Comps
Vivid is still privately-owned, but its public comps include Wema Bank, Fujian Boss Software, Forbright Bank, Superbank Indonesia, Judo Bank, Agibank, Green Dot, Bank Jago, Rhino Bitcoin and Teamshares.
| Last FY | EV/Revenue | EV/EBITDA | ||||||
|---|---|---|---|---|---|---|---|---|
| Revenue | EBITDA | Last FY | LTM | 2027E | Last FY | LTM | 2027E | |
| $312M | - | 2.8x | - | - | - | |||
| $299M | $40M | 2.8x | 2.9x | 21.1x | 21.0x | |||
| $325M | - | 2.9x | - | - | - | |||
| $89M | - | 10.8x | - | - | - | |||
| $368M | - | 2.2x | 2.1x | - | - | |||
| $1.3B | $227M | 0.8x | 0.6x | 4.4x | 5.3x | |||
| $2.1B | ($12M) | 0.4x | 0.3x | (63.9x) | 4.2x | |||
| $145M | - | 5.1x | 3.7x | - | - | |||
This data is available for Pro users. Sign up to see all Vivid competitors and their valuation data. Start Free Trial | ||||||||
Common questions about Vivid
| When was Vivid founded? | Vivid was founded in 2020. |
| Where is Vivid headquartered? | Vivid is headquartered in Berlin, Germany. |
| Is Vivid publicly listed? | No, Vivid is a private, VC-backed company. |
| What is Vivid's valuation? | Vivid was last valued at $886M in its Series C in February 2022. |
| How much funding has Vivid raised? | Vivid has raised $202M across 3 funding rounds. |
| What was Vivid's last funding round? | Vivid's last funding round was a $112M Series C in February 2022, led by Greenoaks. |
| Who are Vivid's investors? | Vivid's investors include Ribbit Capital, Greenoaks and SoftBank Group. |
| Which companies are comparable to Vivid? | Companies comparable to Vivid include KOHO Financial, Taxfix, Clear, Fi.Money, 74Software and Teamshares. |
| How many companies has Vivid acquired? | Vivid has acquired 2 companies, including Pile Capital (treasury unit) and Pile. |
See companies similar to Vivid
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.




