Finix Funding, Investors & Competitors

Airwallex is a Melbourne-headquartered global payments platform processing cross-border transactions in 60+ currencies for businesses worldwide. The company offers multi-currency accounts, FX hedging, virtual cards, and embedded finance APIs integrated by platforms like Shopify and Stripe. Airwallex serves 100,000+ companies including Brex and McLaren, with $50 billion annual payment volume. Valued at $5.5 billion after 2022 funding, it operates in 20 offices across Asia, Europe, and North America.

Tipalti is a San Mateo-headquartered fintech platform automating accounts payable for global businesses. The solution handles supplier onboarding, tax compliance, invoice processing, and multi-currency payments in over 200 countries. Founded in 2010, Tipalti serves digital brands like AppLovin and Airbnb, reducing manual workloads through integrations with ERP systems like NetSuite.

Razorpay is a Bangalore-headquartered payments gateway enabling Indian businesses to process transactions via UPI, cards, net banking, and wallets like Paytm. Founded in 2014, it supports subscriptions, international payouts, and invoicing for merchants on platforms like Shopify and WooCommerce.

Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.

Billdesk builds payment gateways and APIs for digital transactions in India, processing bill payments, merchant acquiring, and UPI collections. The platform serves banks, enterprises, and consumers with secure electronic payment management across retail and utilities.

Dock is a São Paulo-headquartered financial infrastructure provider in Latin America. Its cloud platform combines core banking, card issuing, and payment processing for Pix and boleto. Serving Mercado Livre and Nubank, it processes billions in transactions annually across Brazil, Mexico, and Colombia.

Juspay is a Bengaluru-based digital payments infrastructure provider, founded in 2012, that powers payment processing for clients including Amazon, Flipkart, Google, IndiGo, Swiggy, and banks such as HSBC. The platform has evolved from payment orchestration into a full-stack UPI platform and core payments infrastructure for banks and enterprises, processing more than 300 million transactions daily with annualized total payment volume exceeding $1 trillion. Juspay operates globally, with offices in San Francisco, Dublin, São Paulo, Singapore, and Dubai, serving more than 500 enterprises and banks across Asia-Pacific, the Middle East, Latin America, Europe, and North America.

Payhawk is a spend management platform serving businesses in over 32 countries across Europe, the US, and UK. It unifies corporate cards, expense reimbursements, accounts payable, and integrations with accounting tools like QuickBooks and Xero. The Sofia-headquartered firm maintains offices in London, Berlin, Barcelona, Paris, Amsterdam, Vilnius, and New York, with clients including LuxAir, Babbel, Vinted, Wallbox, and Wagestream.

Primer is a London-headquartered payments orchestration platform operating in over 35 countries. Merchants in retail, e-commerce, travel, mobility, ticketing, and fintech sectors use its APIs to route transactions across processors like Stripe and Adyen for fraud prevention and revenue optimization. The company integrates with over 150 payment methods and supports currencies including USD, EUR, and GBP. Primer processes billions in transaction volume annually, enabling customizable workflows that adapt to regional regulations in Europe, Latin America, and Asia.

Lightnet is a Bangkok-headquartered digital payments network connecting fiat banking rails with blockchain for instant remittances in Southeast Asia. The platform holds EMI licenses in Thailand, holds fiat stablecoins, and serves unbanked migrant workers sending funds to Philippines, Indonesia, and Vietnam.

Visa is the largest payment processor in the world. In fiscal 2025, it processed almost $17 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

Mastercard is the second-largest payment processor in the world, having processed close to $10 trillion in volume during 2024. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.

American Express is a global financial institution, operating in about 130 countries, that provides consumers and businesses charge and credit card payment products. The company also operates a highly profitable merchant payment network. It operates in four segments: US consumer services, US commercial services, international card services, and global merchant and network services. In addition to payment products, the company's commercial business offers expense management tools, consulting services, and business loans.

Stripe is a San Francisco-headquartered financial technology company founded in 2010 that powers online payment processing for businesses worldwide. The platform enables millions of companies, from startups to Fortune 500 enterprises like Amazon and Shopify, to accept card payments, manage subscriptions, and handle payouts. Stripe supports over 135 currencies and integrates with e-commerce tools for seamless revenue growth.