Bilt Rewards Revenue, Valuation, Funding & Investors

SumUp is a financial technology company providing card readers, point-of-sale systems, and merchant financial services targeted primarily at small businesses, independent merchants, and sole traders. Founded in Berlin in 2012 and now headquartered in London, the firm operates in more than 35 countries across Europe, the Americas, Australia, and beyond, offering portable card terminals alongside online payment processing, invoicing tools, e-commerce store builders, and business accounts with debit cards. SumUp positions itself as an integrated commerce platform for micro-merchants and competes with players such as Square, Stripe, and PayPal's Zettle.

China UnionPay Merchant Services is a Shanghai-headquartered subsidiary of China UnionPay launched in 2002 that processes nationwide payments for UnionPay-branded cards. It delivers acquiring services, POS terminal management, and settlement solutions to merchants and financial institutions across China.

Pine Labs Ltd is a technology company digitizing commerce for merchants, brands, enterprises, and financial institutions. It operates two segments: Digital Infrastructure and Transaction Platform, which contributes the majority of its revenue through in-store and online payments, affordability, value-added services, and transaction processing; and Issuing and Acquiring Platform, providing prepaid, loyalty, rewards, and card issuing and acquiring solutions. Its offerings include UPI and payment gateway services, gift cards, card management, and fintech infrastructure. Pine Labs serves banks, corporates, government, fintech, e-commerce, and startups across multiple industries, enabling customer acquisition, onboarding, expense management, rewards, refunds, and embedded bill payments.

CloudWalk is a São Paulo-headquartered financial technology platform that operates InfinitePay for payment terminals and Jim.com for digital banking services across Brazil. The company delivers point-of-sale devices, digital wallets, loans, and e-commerce tools powered by artificial intelligence to serve over 1 million small businesses and individuals. CloudWalk processes billions in transactions annually through its payment gateway and offers instant credit lines based on transaction data analysis. Founded in 2019, it has expanded to Mexico and Colombia, partnering with major retailers and banks to facilitate cashless payments in underserved markets. The platform's AI-driven fraud detection and dynamic pricing models enhance operational efficiency for merchants handling daily sales volumes.

Ziff Davis Inc is a digital media and internet company operating a portfolio of brands across technology, shopping, gaming and entertainment, health and wellness, connectivity, and cybersecurity. The company has five reportable segments. The Technology & Shopping segment generates revenue from advertising and commerce content. The Gaming & Entertainment segment provides content, subscriptions, and digital storefront services. The Health & Wellness segment offers digital tools and content for health management. The Connectivity segment provides data and analytics solutions for network performance. The Cybersecurity & Martech segment delivers cloud-based software for security and marketing. It generates the majority of its revenue from the Health & Wellness segment.

Flatpay is a Copenhagen-based fintech, founded in 2022, that provides flat-rate, no-hidden-fee payment terminals, point-of-sale systems, and e-commerce payment solutions for small and medium-sized businesses. The company operates across Denmark, Finland, Germany, Italy, France, and the UK, competing against incumbents such as PayPal and Stripe with simplified pricing aimed at Europe's SME market. It serves more than 100,000 merchants across its markets.

Boost is a Kuala Lumpur-headquartered fintech company operating Malaysia's leading e-wallet and lifestyle application. Launched in 2017 as a joint venture between Axiata Digital and Razer, it serves 7.5 million users through 170,000 merchant touchpoints for payments, bill settlements, and rewards. Boost processes transactions via QR codes and NFC, integrating with public transport fares and e-commerce platforms across Southeast Asia.

Paddle is a London-headquartered fintech platform serving as merchant of record for software companies worldwide. It manages subscription billing, global payments, sales tax compliance, VAT handling, and fraud prevention in over 200 countries. The service integrates with CRM systems, analytics tools, and developer platforms to streamline checkout flows and revenue recovery for SaaS providers.

Ant International is a global commerce services provider facilitating cross-border payments and trade. Singapore-headquartered, it operates WorldFirst for international transfers, Alipay+ for merchant acceptance in over 50 countries, and blockchain-based solutions for supply chain finance, aiding SMEs in e-commerce expansion.

One97 Communications Ltd is a digital ecosystem for consumers and merchants. The company is in the business of providing a) payment and financial services which mainly include payment facilitator services, facilitation of consumer and merchant loan distribution to consumers and merchants, wealth management, etc. b) marketing services which consist of aggregator for digital products, ticketing business, providing voice and messaging platforms to the telecom operators and enterprise customers and other businesses. The group generates the majority of its revenue from customers domiciled in India.

Checkout.com is a global payment processor supporting transactions in over 150 currencies through a unified API. It delivers in-country acquiring across more than 50 countries, advanced fraud detection powered by machine learning, and comprehensive reporting dashboards. The platform accepts all major credit and debit cards alongside local methods such as iDEAL, Alipay, and Klarna. Checkout.com maintains offices in London, New York, Singapore, and 16 other locations worldwide. Launched in 2012, it serves enterprises like Sony, Revolut, and McDonald's with scalable infrastructure for high-volume payments.

Edenred is a France-listed prepaid corporate services provider operating in 45 countries. The company was listed in 2010 following a spinoff from hotel group Accor. Edenred's main business, Ticket Restaurant, offers prepaid meal vouchers that employers provide their employees as an additional benefit. The company is also involved in other areas, such as prepaid fuel cards and payment and expense management systems. Edenred is also moving beyond its historical services, adding well-being, gift, EV, toll, and business-to-business accounts payable automation services.

Mollie is a payment processing platform enabling seamless integration of methods like iDEAL, Bancontact, SOFORT, Giropay, PayPal, Mastercard, VISA, and SEPA Direct Debit into websites and apps via a unified API. Amsterdam-headquartered since its founding in 2004, the company simplifies online transactions for European merchants with reliable infrastructure.

Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform, which derives maximum revenue, connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.

Nexi is a payment services provider offering merchant acquiring, card issuing, and digital banking services across Europe. Nexi’s services cover the entire payment chain excluding the card scheme. It offers its acquiring and issuing services either in partnerships with banks, providing point-of-sale terminals, processing, or issuing services on their behalf or directly to merchants.

MTN Group Fintech is the financial technology division of MTN Group, Africa's largest mobile network operator headquartered in Johannesburg, South Africa. The unit delivers mobile money services under the MoMo brand, including payments, remittances, savings, loans, and insurance across 17 countries in Africa and the Middle East. Launched in 2019, MTN Fintech partners with banks and regulators to expand digital financial inclusion, processing billions in transaction value annually through its API-driven platform.

Mercury is a financial technology company delivering digital banking for startups and tech firms. It provides checking and savings accounts, debit cards, wire transfers, ACH payments, and treasury management through a web and mobile app. San Francisco-headquartered Mercury integrates with QuickBooks, Xero, and Stripe for automated bookkeeping and offers FDIC insurance up to $5 million via partner banks like Evolve Bank & Trust. Launched in 2017, Mercury serves venture-backed companies with API-driven tools for programmable finance and embedded banking.

Global Payments is a leading provider of payment processing and software solutions and focuses on serving small and midsize merchants. The company operates in 30 countries and generates about one fourth of its revenue from outside North America, primarily in Europe and Asia. In 2019, Global Payments merged with Total System Services in an all-stock deal that gave Total System Services shareholders 48% of the combined company’s shares. The merger added issuer processing operations.