Spar Nord Bank AS is a retail bank operating in Denmark. About half of the bank's presence is in North Jutland. The company mostly grew outside its home base via mergers and acquisitions. It caters to common households and local small and medium-sized enterprises. The company's pioneers emphasizes personalization and financial technology. Almost all of the bank's income is net interest income, followed by net fees, charges, and commissions. The majority of the bank's loan portfolio is business lending. The bank's business loan portfolio is diversified among several industries, notably financial services, real estate, trade, and agriculture, hunting, and forestry.
1824
1.8K+
Last FY Revenue $830M
Last FY EBITDA n/a
$5.3B
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In the most recent fiscal year, Spar Nord Bank achieved revenue of $830M and an EBITDA of n/a.
Spar Nord Bank expects next 12-month revenue of XXX   and NTM EBITDA of XXX
See Spar Nord Bank valuation multiples based on analyst estimatesNTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|
Revenue | XXX | $830M | XXX | XXX | XXX |
Gross Profit | XXX | n/a | XXX | XXX | XXX |
Gross Margin | XXX | n/a | XXX | XXX | XXX |
EBITDA | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | XXX | n/a | XXX | XXX | XXX |
EBIT | XXX | n/a | XXX | XXX | XXX |
EBIT Margin | XXX | n/a | XXX | XXX | XXX |
Net Profit | XXX | $335M | XXX | XXX | XXX |
Net Margin | XXX | 40% | XXX | XXX | XXX |
Net Debt | XXX | $1.3B | XXX | XXX | XXX |
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As of May 30, 2025, Spar Nord Bank's stock price is DKK 210 (or $32).
Spar Nord Bank has current market cap of DKK 24.1B (or $3.6B), and EV of DKK 35.2B (or $5.3B).
See Spar Nord Bank trading valuation dataEV | Market Cap | Price 1D | Price 1M | Price 3M | Price 12M | EPS |
---|---|---|---|---|---|---|
$5.3B | $3.6B | XXX | XXX | XXX | XXX | n/a |
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Start Free TrialAs of May 30, 2025, Spar Nord Bank has market cap of $3.6B and EV of $5.3B.
Spar Nord Bank's trades at 6.4x EV/Revenue multiple, and n/a EV/EBITDA.
Equity research analysts estimate Spar Nord Bank's 2025E EV/Revenue multiple at XXX and 2025E EV/EBITDA multiple at XXX
Spar Nord Bank's P/E ratio is not available.
See valuation multiples for Spar Nord Bank and 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Market cap (current) | $3.6B | XXX | $3.6B | XXX | XXX | XXX |
EV (current) | $5.3B | XXX | $5.3B | XXX | XXX | XXX |
EV/Revenue | n/a | XXX | 6.4x | XXX | XXX | XXX |
EV/EBITDA | n/a | XXX | n/a | XXX | XXX | XXX |
EV/EBIT | n/a | XXX | n/a | XXX | XXX | XXX |
EV/Gross Profit | n/a | XXX | n/a | XXX | XXX | XXX |
P/E | n/a | XXX | 10.8x | XXX | XXX | XXX |
EV/FCF | n/a | XXX | 21.3x | XXX | XXX | XXX |
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Access all public comps and forward-looking valuation multiples like EV/Revenue in 2025, based on equity research analyst estimates.
Start Free TrialSpar Nord Bank's revenue per employee in the last FY averaged $0.5M, while opex per employee averaged $0.2M for the same period.
Spar Nord Bank's rule of 40 is unknown (metric relevant for SaaS companies only, counted as combined revenue growth rate and EBITDA margin).
Spar Nord Bank's rule of X is unknown (created by Bessemer, rule of X is another metric relevant for SaaS companies only, ~1.5x stronger vs. the traditional Rule of 40, counted as revenue growth rate multiplied by 2.5 plus EBITDA margin).
See operational valuation multiples for Spar Nord Bank and other 12K+ public compsLTM | NTM | Last FY | FY 2025 | FY 2026 | FY 2027 | |
---|---|---|---|---|---|---|
Revenue Growth | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Margin | n/a | XXX | n/a | XXX | XXX | XXX |
EBITDA Growth | n/a | XXX | n/a | XXX | XXX | XXX |
Rule of 40 | n/a | XXX | n/a | XXX | XXX | XXX |
Bessemer Rule of X | XXX | XXX | n/a | XXX | XXX | XXX |
Revenue per Employee | XXX | XXX | $0.5M | XXX | XXX | XXX |
Opex per Employee | XXX | XXX | $0.2M | XXX | XXX | XXX |
S&M Expenses to Revenue | XXX | XXX | 1% | XXX | XXX | XXX |
G&A Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
R&D Expenses to Revenue | XXX | XXX | n/a | XXX | XXX | XXX |
Opex to Revenue | XXX | XXX | 50% | XXX | XXX | XXX |
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EV/Revenue | EV/EBITDA | |||||
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2025E | 2026E | 2027E | 2025E | 2026E | 2027E | |
Abu Dhabi Commercial Bank | XXX | XXX | XXX | XXX | XXX | XXX |
Abu Dhabi Islamic Bank | XXX | XXX | XXX | XXX | XXX | XXX |
First Abu Dhabi Bank | XXX | XXX | XXX | XXX | XXX | XXX |
National Bank of Fujairah | XXX | XXX | XXX | XXX | XXX | XXX |
RAKBANK | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
XXXXXXXX | XXX | XXX | XXX | XXX | XXX | XXX |
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Spar Nord Bank acquired XXX companies to date.
Last acquisition by Spar Nord Bank was XXXXXXXX, XXXXX XXXXX XXXXXX . Spar Nord Bank acquired XXXXXXXX for XXX (EV/Revenue multiple of XXX ).
See M&A valuation multiplesAcquired Company | EV | EV/Revenue | EV/EBITDA |
---|---|---|---|
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
XXXXXXXXX | XXX | XXX | XXX |
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Start Free TrialWhen was Spar Nord Bank founded? | Spar Nord Bank was founded in 1824. |
Where is Spar Nord Bank headquartered? | Spar Nord Bank is headquartered in Denmark. |
How many employees does Spar Nord Bank have? | As of today, Spar Nord Bank has 1.8K+ employees. |
Who is the CEO of Spar Nord Bank? | Spar Nord Bank's CEO is Mr. Lasse Nyby. |
Is Spar Nord Bank publicy listed? | Yes, Spar Nord Bank is a public company listed on CSE. |
What is the stock symbol of Spar Nord Bank? | Spar Nord Bank trades under SPNO ticker. |
When did Spar Nord Bank go public? | Spar Nord Bank went public in 1993. |
Who are competitors of Spar Nord Bank? | Similar companies to Spar Nord Bank include e.g. Abu Dhabi Commercial Bank, Abu Dhabi Islamic Bank, First Abu Dhabi Bank, National Bank of Fujairah. |
What is the current market cap of Spar Nord Bank? | Spar Nord Bank's current market cap is $3.6B |
Is Spar Nord Bank profitable? | Yes, Spar Nord Bank is EBITDA-positive (as of the last 12 months). |
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