Yubi Valuation, Funding & Investors

Yubi is valued at $1.3B as of March 2022.

See full Yubi profile

Last Yubi valuation

$1.3B

Series B · Mar 2022

Last Yubi funding round

$8M

Series A · Nov 2025

Cumulative funding Yubi raised

$236M

across 3 funding rounds

Key investors in Yubi

  • Peak XV Partners
  • Lightrock
  • Lightspeed India Partners
  • TVS Capital Funds
  • Insight Partners
  • B Capital

Yubi Overview

About Yubi

Yubi provides a unified digital platform for investors to discover, trade, execute, and fulfill debt solutions in India. The fully integrated system streamlines the debt capital market processes. Check www.go-yubi.com.


Founded

2017

HQ

IndiaChennai

Status

Privately held

Customer focus

B2B

Revenue model

Commission

Valuation

$1.3B (Mar 2022)

Yubi Valuation

Yubi is currently valued at $1.3B, based on its Series B in March 2022.

The $137M round was led by B Capital, Dragoneer and Insight Partners, with participation from TVS Capital Funds, Lightspeed India Partners, Lightrock and Peak XV Partners.

Yubi valuation by funding round

Yubi valuation by funding round
DateStageValuation
Mar 2022Series B$1.3B

Yubi Funding History

Yubi has raised a total of $236M across 3 funding rounds.

Yubi's first fundraising round was a $91M Series A in September 2021. The most recent completed round was a $8M Series A in November 2025.

Yubi funding rounds

Yubi funding rounds
DateStageInvestorsRaisedValuationDeal Summary
Nov 2025Series AGaurav Kumar (lead)$8M-Yubi, a Chennai-based fintech unicorn founded in 2020, operates a debt marketplace platform facilitating corporate debt solutions, including lending, underwriting, and collections through subsidiaries like Yubi, Accumn, Spocto X, and YuCollect. The platform has processed over Rs 3.2 lakh crore in debt across more than 4.8 lakh transactions, serving 17,000 enterprises and 6,200 lenders. In November 2025, Yubi raised Rs 411 crore ($46.4 million) in a mix of structured debt and equity, with founder and CEO Gaurav Kumar investing Rs 75 crore ($8.5 million) in equity—bringing his total equity commitment to over Rs 330 crore—and EvolutionX Debt Capital providing up to Rs 336 crore. The funds support international expansion into Southeast Asia, the US, and the Middle East, alongside enhancements to AI-driven credit products, debt marketplace, and collections infrastructure. Yubi reported operating revenue of Rs 660.1 crore in FY25, up 36% from Rs 395.8 crore in FY24, though net loss widened slightly to Rs 416.1 crore. Previously valued at $1.2 billion in 2022, Yubi has raised $239 million from investors including Insight Partners, B Capital, Dragoneer, Lightspeed, Peak XV, and TVS Capital.
Mar 2022Series BB Capital (lead); Dragoneer (lead); Insight Partners (lead); TVS Capital Funds; Lightspeed India Partners; Lightrock; Peak XV Partners$137M$1.3BYubi, formerly known as CredAvenue, is a tech-driven composite debt platform that connects enterprises with lenders and investors, providing end-to-end debt lifecycle management products. The company operates as a comprehensive debt marketplace serving over 17,000 enterprises and 6,200 investors and lenders, with claims of facilitating over Rs 1.4 lakh crore (approximately $17 billion USD equivalent) in debt transactions. In March 2022, Yubi raised $137 million in a Series B funding round led by Insight Partners, with participation from B Capital Group, Dragoneer Investment Group, and existing investors including Peak XV, Lightspeed Ventures, Lightrock, and TVS Capital. This round valued the company at $1.3 billion post-money valuation, achieving unicorn status. The company claims its services result in a 57% reduction in collections costs for customers. Yubi is part of the broader Yubi Group, which includes related entities such as Aspero, Spocto (a debt collection platform), Corpository, and Finfort, all operating within the debt and financial services ecosystem. As of late 2024, Yubi was valued at $1.5 billion following a secondary share sale that separated it from parent company Vivriti Capital, and the company announced plans to raise an additional $150–200 million in early 2025 for global expansion.
Sep 2021Series APeak XV Partners (lead); CRED; Stride Ventures; TVS Capital Funds; Lightspeed India Partners; Lightrock$91M--

Who has invested in Yubi?

10 investors have backed Yubi across its funding rounds, including Peak XV Partners, Lightrock, Lightspeed India Partners, TVS Capital Funds, Insight Partners and B Capital.

Lead investors include Gaurav Kumar, B Capital, Dragoneer, Insight Partners and Peak XV Partners.


Yubi Investors

Investors in Yubi by funding rounds participated
InvestorHQRoundsRoleFirst check
TVS Capital FundsIndiaChennai2ParticipantSep 2021
Lightspeed India PartnersIndiaNew Delhi2ParticipantSep 2021
LightrockUnited KingdomLondon2ParticipantSep 2021
Peak XV PartnersIndiaBangalore2LeadSep 2021
DragoneerUnited StatesSan Francisco, CA1LeadMar 2022
CREDIndiaBangalore1ParticipantSep 2021
Stride VenturesIndiaNew Delhi1ParticipantSep 2021
Gaurav KumarIndiaChennai1LeadNov 2025

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Acquisitions by Yubi

Yubi has acquired 3 companies to date.

Last acquisition by Yubi was on May 25th 2023. Yubi acquired FinFort for undisclosed valuation.


Latest Acquisitions by Yubi

FinFort
Accumn
SPOCTO
Description
FinFort Infotech is an India-based provider of analytical software and tools for high-volume decision-making in finance. The company delivers secure technology solutions and service applications customized for banks, traditional finance firms, and leasing companies, enhancing precision, consistency, and agility in complex operations.
Accumn is a financial technology firm offering credit evaluation, forensic accounting, corporate due diligence, portfolio monitoring, and lead generation services via its Corpository platform. Based in Mumbai, India, Accumn analyzes over 1 million corporate records monthly using AI-driven tools for risk scoring. Launched in 2018, it serves banks, NBFCs, and investors in India and Southeast Asia, processing due diligence for transactions worth $2 billion. Key features include real-time portfolio surveillance and predictive analytics for default risks.
SPOCTO is an integrated digital customer engagement platform leveraging consumer behavior analytics for personalized brand interactions. It unifies channels like email, SMS, web, and apps to deliver 360-degree customer views. Based in Mumbai, India, SPOCTO supports e-commerce and retail brands with campaign automation and segmentation tools. Launched in 2016, it processes omnichannel data for loyalty programs and retention strategies.
HQ CountryIndiaIndiaIndia
HQ City
Mumbai
Ahmedabad
Mumbai
Deal Date25 May 202326 Apr 202214 Feb 2022
Valuationundisclosed$13M$104M
EV/Revenue
EV/EBITDA

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Investments by Yubi

Yubi has invested in 1 company to date.

Latest investment by Yubi was on August 12th 2022. Yubi invested in Lendingkart in their $6M Series A round.


Latest Investments by Yubi

Lendingkart
Description
Lendingkart is an Ahmedabad-based fintech company delivering working capital loans to Indian SMEs using alternative data analytics for credit assessment. Since its 2014 inception, the platform disburses loans from ₹50,000 to ₹50 lakh within 24-72 hours without collateral, targeting merchants in retail, trading, and manufacturing. Backed by investors like Mayfield Fund and Venture Catalysts, Lendingkart operates in over 2,000 cities, processing millions in monthly originations through its mobile app.
HQ CountryIndia
HQ City
Ahmedabad
Deal Date12 Aug 2022
RoundSeries A
Raised$6M
InvestorsInCred Capital
Valuationundisclosed
EV/Revenue
EV/EBITDA

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Yubi Competitors

Yubi competitors include listed companies like Atlanticus and Kruk S.A., and private ones like 9fin, iTrustCapital, Octane and Esusu.

Public and private companies comparable to Yubi
CompanyHQStatusRevenueEBITDAValuationRevenue Multiple
9finUnited KingdomUnited KingdomPrivate--$1.3B-
iTrustCapitalUnited StatesLos Angeles, CAPrivate--$1.3B-
OctaneUnited StatesNew York City, NYPrivate$400M$80M$1.3B-
EsusuUnited StatesNew York City, NYPrivate$59M-$1.2B-
AtlanticusUnited StatesUnited StatesPublicly listed$403M-$1.4B2.7x
Kruk S.A.PolandPolandPublicly listed$671M$320M$2B3.4x

Yubi Public Comps

Yubi is still privately-owned, but its public comps include Intrum, Orchid Island Capital, Atlanticus, Goldman Sachs BDC, Triumph Financial, Cymbria, Banca Ifis, Ellington Financial, National Securities and B2 Impact.

Last FYEV/RevenueEV/EBITDA
RevenueEBITDALast FYLTM2027ELast FYLTM2027E
Intrum$1.6B$915M3.7x3.4x6.5x7.2x
Orchid Island Capital$180M-4.6x3.5x--
Atlanticus$403M-18.4x2.7x--
Goldman Sachs BDC$303M-9.8x8.9x--
Triumph Financial$424M-3.6x3.3x--
Cymbria$246M-6.0x---
Banca Ifis$826M-1.3x1.1x--
Ellington Financial$641M-31.4x43.2x--

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Common questions about Yubi

When was Yubi founded?Yubi was founded in 2017.
Where is Yubi headquartered?Yubi is headquartered in Chennai, India.
Is Yubi publicly listed?No, Yubi is a private, VC-backed company.
What is Yubi's valuation?Yubi was last valued at $1.3B in its Series B in March 2022.
How much funding has Yubi raised?Yubi has raised $236M across 3 funding rounds.
What was Yubi's last funding round?Yubi's last funding round was a $8M Series A in November 2025, led by Gaurav Kumar.
Who are Yubi's investors?Yubi's investors include TVS Capital Funds, Lightspeed India Partners, Lightrock, Peak XV Partners, Dragoneer, CRED, Stride Ventures, Gaurav Kumar, B Capital and Insight Partners.
Which companies are comparable to Yubi?Companies comparable to Yubi include 9fin, iTrustCapital, Octane, Esusu, Atlanticus and Kruk S.A..
How many companies has Yubi acquired?Yubi has acquired 3 companies, including FinFort, Accumn and SPOCTO.
What was the largest acquisition by Yubi?The $104M acquisition of SPOCTO in February 2022 is the largest acquisition Yubi has made to date.
How many companies has Yubi invested in?Yubi has invested in 1 company, including Lendingkart.
What was Yubi's last investment?In August 2022, Yubi invested in Lendingkart's $6M Series A alongside InCred Capital.

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