- Companies
- Yubi
Last Yubi valuation
$1.3B
Series B · Mar 2022
Last Yubi funding round
$8M
Series A · Nov 2025
Cumulative funding Yubi raised
$236M
across 3 funding rounds
Key investors in Yubi
Peak XV Partners
Lightrock
Lightspeed India Partners
TVS Capital Funds
Insight Partners
B Capital
About Yubi
Yubi provides a unified digital platform for investors to discover, trade, execute, and fulfill debt solutions in India. The fully integrated system streamlines the debt capital market processes. Check www.go-yubi.com.
Founded
2017
HQ
Website
Status
Privately held
Customer focus
B2B
Revenue model
Commission
Valuation
$1.3B (Mar 2022)
Yubi Valuation
Yubi is currently valued at $1.3B, based on its Series B in March 2022.
The $137M round was led by B Capital, Dragoneer and Insight Partners, with participation from TVS Capital Funds, Lightspeed India Partners, Lightrock and Peak XV Partners.
Yubi valuation by funding round
| Date | Stage | Valuation |
|---|---|---|
| Mar 2022 | Series B | $1.3B |
Yubi Funding History
Yubi has raised a total of $236M across 3 funding rounds.
Yubi's first fundraising round was a $91M Series A in September 2021. The most recent completed round was a $8M Series A in November 2025.
Yubi funding rounds
| Date | Stage | Investors | Raised | Valuation | Deal Summary |
|---|---|---|---|---|---|
| Nov 2025 | Series A | Gaurav Kumar (lead) | $8M | - | Yubi, a Chennai-based fintech unicorn founded in 2020, operates a debt marketplace platform facilitating corporate debt solutions, including lending, underwriting, and collections through subsidiaries like Yubi, Accumn, Spocto X, and YuCollect. The platform has processed over Rs 3.2 lakh crore in debt across more than 4.8 lakh transactions, serving 17,000 enterprises and 6,200 lenders. In November 2025, Yubi raised Rs 411 crore ($46.4 million) in a mix of structured debt and equity, with founder and CEO Gaurav Kumar investing Rs 75 crore ($8.5 million) in equity—bringing his total equity commitment to over Rs 330 crore—and EvolutionX Debt Capital providing up to Rs 336 crore. The funds support international expansion into Southeast Asia, the US, and the Middle East, alongside enhancements to AI-driven credit products, debt marketplace, and collections infrastructure. Yubi reported operating revenue of Rs 660.1 crore in FY25, up 36% from Rs 395.8 crore in FY24, though net loss widened slightly to Rs 416.1 crore. Previously valued at $1.2 billion in 2022, Yubi has raised $239 million from investors including Insight Partners, B Capital, Dragoneer, Lightspeed, Peak XV, and TVS Capital. |
| Mar 2022 | Series B | B Capital (lead); Dragoneer (lead); Insight Partners (lead); TVS Capital Funds; Lightspeed India Partners; Lightrock; Peak XV Partners | $137M | $1.3B | Yubi, formerly known as CredAvenue, is a tech-driven composite debt platform that connects enterprises with lenders and investors, providing end-to-end debt lifecycle management products. The company operates as a comprehensive debt marketplace serving over 17,000 enterprises and 6,200 investors and lenders, with claims of facilitating over Rs 1.4 lakh crore (approximately $17 billion USD equivalent) in debt transactions. In March 2022, Yubi raised $137 million in a Series B funding round led by Insight Partners, with participation from B Capital Group, Dragoneer Investment Group, and existing investors including Peak XV, Lightspeed Ventures, Lightrock, and TVS Capital. This round valued the company at $1.3 billion post-money valuation, achieving unicorn status. The company claims its services result in a 57% reduction in collections costs for customers. Yubi is part of the broader Yubi Group, which includes related entities such as Aspero, Spocto (a debt collection platform), Corpository, and Finfort, all operating within the debt and financial services ecosystem. As of late 2024, Yubi was valued at $1.5 billion following a secondary share sale that separated it from parent company Vivriti Capital, and the company announced plans to raise an additional $150–200 million in early 2025 for global expansion. |
| Sep 2021 | Series A | Peak XV Partners (lead); CRED; Stride Ventures; TVS Capital Funds; Lightspeed India Partners; Lightrock | $91M | - | - |
Who has invested in Yubi?
10 investors have backed Yubi across its funding rounds, including Peak XV Partners, Lightrock, Lightspeed India Partners, TVS Capital Funds, Insight Partners and B Capital.
Lead investors include Gaurav Kumar, B Capital, Dragoneer, Insight Partners and Peak XV Partners.
Yubi Investors
| Investor | HQ | Rounds | Role | First check |
|---|---|---|---|---|
| 2 | Participant | Sep 2021 | ||
| 2 | Participant | Sep 2021 | ||
| 2 | Participant | Sep 2021 | ||
| 2 | Lead | Sep 2021 | ||
| 1 | Lead | Mar 2022 | ||
| 1 | Participant | Sep 2021 | ||
| 1 | Participant | Sep 2021 | ||
| 1 | Lead | Nov 2025 | ||
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Benchmark 350K+ Funding Rounds and Disclosed VC Valuation Multiples
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Start Free TrialAcquisitions by Yubi
Yubi has acquired 3 companies to date.
Last acquisition by Yubi was on May 25th 2023. Yubi acquired FinFort for undisclosed valuation.
Latest Acquisitions by Yubi
| Description | FinFort Infotech is an India-based provider of analytical software and tools for high-volume decision-making in finance. The company delivers secure technology solutions and service applications customized for banks, traditional finance firms, and leasing companies, enhancing precision, consistency, and agility in complex operations. | Accumn is a financial technology firm offering credit evaluation, forensic accounting, corporate due diligence, portfolio monitoring, and lead generation services via its Corpository platform. Based in Mumbai, India, Accumn analyzes over 1 million corporate records monthly using AI-driven tools for risk scoring. Launched in 2018, it serves banks, NBFCs, and investors in India and Southeast Asia, processing due diligence for transactions worth $2 billion. Key features include real-time portfolio surveillance and predictive analytics for default risks. | SPOCTO is an integrated digital customer engagement platform leveraging consumer behavior analytics for personalized brand interactions. It unifies channels like email, SMS, web, and apps to deliver 360-degree customer views. Based in Mumbai, India, SPOCTO supports e-commerce and retail brands with campaign automation and segmentation tools. Launched in 2016, it processes omnichannel data for loyalty programs and retention strategies. |
| HQ Country | |||
| HQ City | Mumbai | Ahmedabad | Mumbai |
| Deal Date | 25 May 2023 | 26 Apr 2022 | 14 Feb 2022 |
| Valuation | undisclosed | $13M | $104M |
| EV/Revenue | |||
| EV/EBITDA | |||
This data is available for Pro users. Sign up to see all Yubi acquisitions and their M&A valuation multiples. Start Free Trial | |||
Investments by Yubi
Yubi has invested in 1 company to date.
Latest investment by Yubi was on August 12th 2022. Yubi invested in Lendingkart in their $6M Series A round.
Latest Investments by Yubi
| Description | Lendingkart is an Ahmedabad-based fintech company delivering working capital loans to Indian SMEs using alternative data analytics for credit assessment. Since its 2014 inception, the platform disburses loans from ₹50,000 to ₹50 lakh within 24-72 hours without collateral, targeting merchants in retail, trading, and manufacturing. Backed by investors like Mayfield Fund and Venture Catalysts, Lendingkart operates in over 2,000 cities, processing millions in monthly originations through its mobile app. |
| HQ Country | |
| HQ City | Ahmedabad |
| Deal Date | 12 Aug 2022 |
| Round | Series A |
| Raised | $6M |
| Investors | InCred Capital |
| Valuation | undisclosed |
| EV/Revenue | |
| EV/EBITDA | |
This data is available for Pro users. Sign up to see all Yubi investments and their VC round multiples. Start Free Trial | |
Yubi Competitors
Yubi competitors include listed companies like Atlanticus and Kruk S.A., and private ones like 9fin, iTrustCapital, Octane and Esusu.
| Company | HQ | Status | Revenue | EBITDA | Valuation | Revenue Multiple |
|---|---|---|---|---|---|---|
| Private | - | - | $1.3B | - | ||
| Private | - | - | $1.3B | - | ||
| Private | $400M | $80M | $1.3B | - | ||
| Private | $59M | - | $1.2B | - | ||
| Publicly listed | $403M | - | $1.4B | 2.7x | ||
| Publicly listed | $671M | $320M | $2B | 3.4x |
Yubi Public Comps
Yubi is still privately-owned, but its public comps include Intrum, Orchid Island Capital, Atlanticus, Goldman Sachs BDC, Triumph Financial, Cymbria, Banca Ifis, Ellington Financial, National Securities and B2 Impact.
| Last FY | EV/Revenue | EV/EBITDA | ||||||
|---|---|---|---|---|---|---|---|---|
| Revenue | EBITDA | Last FY | LTM | 2027E | Last FY | LTM | 2027E | |
| $1.6B | $915M | 3.7x | 3.4x | 6.5x | 7.2x | |||
| $180M | - | 4.6x | 3.5x | - | - | |||
| $403M | - | 18.4x | 2.7x | - | - | |||
| $303M | - | 9.8x | 8.9x | - | - | |||
| $424M | - | 3.6x | 3.3x | - | - | |||
| $246M | - | 6.0x | - | - | - | |||
| $826M | - | 1.3x | 1.1x | - | - | |||
| $641M | - | 31.4x | 43.2x | - | - | |||
This data is available for Pro users. Sign up to see all Yubi competitors and their valuation data. Start Free Trial | ||||||||
Common questions about Yubi
| When was Yubi founded? | Yubi was founded in 2017. |
| Where is Yubi headquartered? | Yubi is headquartered in Chennai, India. |
| Is Yubi publicly listed? | No, Yubi is a private, VC-backed company. |
| What is Yubi's valuation? | Yubi was last valued at $1.3B in its Series B in March 2022. |
| How much funding has Yubi raised? | Yubi has raised $236M across 3 funding rounds. |
| What was Yubi's last funding round? | Yubi's last funding round was a $8M Series A in November 2025, led by Gaurav Kumar. |
| Who are Yubi's investors? | Yubi's investors include TVS Capital Funds, Lightspeed India Partners, Lightrock, Peak XV Partners, Dragoneer, CRED, Stride Ventures, Gaurav Kumar, B Capital and Insight Partners. |
| Which companies are comparable to Yubi? | Companies comparable to Yubi include 9fin, iTrustCapital, Octane, Esusu, Atlanticus and Kruk S.A.. |
| How many companies has Yubi acquired? | Yubi has acquired 3 companies, including FinFort, Accumn and SPOCTO. |
| What was the largest acquisition by Yubi? | The $104M acquisition of SPOCTO in February 2022 is the largest acquisition Yubi has made to date. |
| How many companies has Yubi invested in? | Yubi has invested in 1 company, including Lendingkart. |
| What was Yubi's last investment? | In August 2022, Yubi invested in Lendingkart's $6M Series A alongside InCred Capital. |
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