Ripple Revenue, Valuation, Funding & Investors

Circle Internet Group Inc is a financial technology firm engaged in digital currencies and public blockchains for payments, commerce, and financial applications. The company's platform is a full-stack, internet financial platform business, organized around three pillars: Arc Blockchain and Developer Infrastructure, Circle Digital Assets and Services, and Circle Applications.

PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 434 million active accounts at the end of 2024. The company also owns Venmo, a person-to-person payment platform.

Founded in 2009, Block provides payment services to merchants, along with related services. The company also launched Cash App, a person-to-person payment network. In 2025, Square's payment volume was almost USD 260 million.

Founded in 2012, Coinbase is the leading cryptocurrency exchange platform in the United States. The company intends to be the safe and regulation-compliant point of entry for retail investors and institutions into the cryptocurrency economy. Users can establish an account directly with the firm, instead of using an intermediary, and many choose to allow Coinbase to act as a custodian for their cryptocurrency, giving the company breadth beyond that of a traditional financial exchange. While the company still generates the majority of its revenue from transaction fees charged to its retail customers, Coinbase uses internal investment and acquisitions to expand into adjacent businesses, such as prime brokerage and data analytics.

Fiserv is a financial technology company headquartered in Milwaukee, Wisconsin, that provides account processing, digital banking, card issuing and merchant acquiring services to banks, credit unions and businesses. Founded in 1984, it built its core banking business through acquisitions such as Information Technology Inc. of Lincoln, Nebraska in 1995, which brought the Premier account-processing platform. Fiserv processes debit and credit card transactions, loyalty programmes, loans, electronic bill payments, ACH and wire transfers, check deposits and ATM transactions on behalf of financial institutions, with a long-standing base among small and midsize US banks. Its 2019 acquisition of First Data for $22 billion added a large merchant-acquiring business, including the Clover point-of-sale platform for small businesses and the Carat payments platform for large enterprises. The company earns recurring processing and transaction fees, software and service fees and hardware sales. In 2025 it reported revenue of $19.8 billion, operating income of $4.38 billion and about 38,000 employees, and roughly 85% of 2024 revenue came from the US and Canada. Takis Georgakopoulos became chief executive in 2025 after Frank Bisignano left to run the US Social Security Administration, and in November 2025 the shares moved from the NYSE to Nasdaq under the ticker FISV.

OKX operates a global cryptocurrency platform offering spot and derivatives trading, tokenized-asset access, wallets and Web3 services. Its exchange supports hundreds of assets and provides liquidity, order execution and account tools for both individual traders and professional market participants. The wider product suite includes self-custody wallet functions, decentralized-exchange aggregation, staking and other on-chain applications. Retail customers use OKX to buy, sell and hold digital assets, while institutions and trading firms use its market infrastructure and application-programming interfaces. The company earns primarily from transaction and service fees generated across centralized and decentralized products. In regulated European markets, OKX operates through an authorized crypto-asset service provider and states that customer funds are segregated and backed through proof-of-reserves processes.

Kraken operates a global digital-asset exchange serving individual traders and institutional clients. Founded in San Francisco in 2011, the company provides spot trading, margin trading, regulated derivatives and staking services across eligible jurisdictions. Its platform supports hundreds of cryptoassets and multiple fiat currencies, with interfaces ranging from a consumer application to professional trading tools and application-programming interfaces. Kraken Institutional groups liquidity, over-the-counter execution and other services for asset managers, hedge funds and high-net-worth clients. The company also operates regulated businesses such as the CF Benchmarks digital-asset index provider. Kraken reports clients in 190 countries and a distributed workforce spanning more than 70 countries. Its commercial model is based on trading and transaction fees together with fees for institutional and other digital-asset services.

Polymarket is a New York-based prediction-market operator founded by Shayne Coplan in 2020. Its platform lets customers buy and sell shares tied to binary outcomes across politics, economics, sports, business, technology and culture, with market prices serving as implied probabilities. Trades are matched peer to peer rather than against a house, and winning shares settle at one dollar after an outcome is resolved. The international product uses USDC and smart contracts, while the company has also developed a regulated United States venue after acquiring QCEX. Polymarket serves individual traders as well as institutions and media organizations that use its event-probability data. Its current commercial model includes taker fees on selected market categories, although some markets remain fee-free and part of the fees supports market-maker rebates. Intercontinental Exchange also distributes Polymarket data to institutional customers under the companies' strategic partnership. The business competes with regulated prediction exchanges and online betting platforms while positioning its markets as real-time information products.

Crypto.com is a Singapore-headquartered cryptocurrency exchange founded in 2016. The platform facilitates buying, selling, and trading more than 350 cryptocurrencies and tokens across spot, derivatives, and perpetual futures markets. Users access on-chain staking for assets like Ethereum and Cosmos, earn interest through flexible savings accounts, and build diversified portfolios with crypto baskets tracking indices such as DeFi or metaverse sectors. Crypto.com issues the Crypto.com Visa Card available in multiple tiers with cashback rewards up to 8 percent. The company powers fiat on-ramps in over 30 countries including USD, EUR, and GBP pairs. It operates the Cronos blockchain for DeFi applications and runs an NFT marketplace featuring collections from artists and brands. Crypto.com holds naming rights to Crypto.com Arena in Los Angeles and partners with Formula 1.

Kaspi.kz JSC is the payment, marketplace, and Fintech ecosystem in Kazakhstan. The firm provides interconnected technologically seamless products and services that help people to pay, shop and manage their finances. Its operating segment includes the Payments Platform that connects its customers, which consist of both consumers and merchants, to facilitate cashless, digital transactions, the Marketplace Platform, which derives maximum revenue, connects merchants and consumers enabling merchants to increase their sales and consumers to buy a broad selection of products and services offered by a variety of merchants, and Fintech Platform that enables customers to manage their personal finances online and access consumer finance and deposit products through the Kaspi.kz Super App.

Stripe is a financial infrastructure company that provides payment processing and related software to online and in-person businesses. It was founded by brothers Patrick and John Collison and is headquartered in South San Francisco, California, with a second headquarters in Dublin, Ireland. Its products cover payments, billing, invoicing, tax, fraud prevention, card issuing, embedded finance for platforms, terminals and stablecoin and crypto infrastructure. Businesses running on Stripe generated 1.9 trillion US dollars in total volume in 2025, up 34 percent from 2024, and the company reported revenue of about 5.1 billion US dollars for 2024. A tender offer for current and former employees in February 2026 valued the company at 159 billion US dollars. Stripe remains privately held. As an acquirer it has bought software and payments businesses including Paystack, TaxJar, Recko, Bridge, Privy, Metronome and OpenRouter, and it has made minority investments in startups such as Monzo, Ramp, Check and Pilot.

Blockchain.com is a cryptocurrency financial-services and infrastructure company founded in 2011. It began with a public Bitcoin block explorer and later developed consumer wallets, brokerage and exchange products for buying, selling, storing and transferring digital assets. The company also serves institutions through trading, custody and market-access capabilities. Its self-custody products allow users to control their own private keys, while custodial services operate under the company's compliance and licensing framework. Blockchain.com earns revenue from trading spreads, transaction and service fees, and institutional products rather than from the underlying public blockchains. The business has operated internationally from London and other offices, serving customers across numerous jurisdictions subject to local availability. Its financing history includes venture and strategic rounds used to expand products, regulatory coverage and institutional infrastructure through changing crypto-market cycles.

OpenSea is a privately held United States marketplace for non-fungible tokens, fungible tokens, and other on-chain assets. Devin Finzer and Alex Atallah founded the company in 2017 and launched a non-custodial marketplace in which users retain control of assets through their own wallets. The service lets people discover, mint, buy, and sell NFTs and trade tokens across multiple blockchains. It serves collectors and traders alongside creators, brands, game studios, and developers that publish digital collections. OpenSea's product suite includes its main marketplace, OpenSea Pro for active traders, and Studio tools for managing collections and drops. The company reports more than two million collections, 80 million NFTs, and USD 20 billion in cumulative volume on its platform. Its business earns transaction fees and related marketplace revenue when users trade supported digital assets.

BitMine Immersion Technologies is a publicly traded digital-asset and blockchain-infrastructure company headquartered in Las Vegas. The business accumulated a large Ethereum treasury and developed staking operations intended to earn network rewards on those holdings. It also operates the Made in America Validator Network, known as MAVAN, as an institutional Ethereum staking platform. BitMine acquired Pier Two in March 2026 to add validator technology, personnel and operating capabilities to that platform. The company also has a history in cryptocurrency mining and infrastructure services. It earns revenue from staking, digital-asset infrastructure, mining and related treasury activities rather than from investment-management fees charged to third-party funds. Its shares trade publicly in the United States, exposing investors to the value and operating yield of its digital-asset holdings and infrastructure.

Checkout.com is a global payment processor supporting transactions in over 150 currencies through a unified API. It delivers in-country acquiring across more than 50 countries, advanced fraud detection powered by machine learning, and comprehensive reporting dashboards. The platform accepts all major credit and debit cards alongside local methods such as iDEAL, Alipay, and Klarna. Checkout.com maintains offices in London, New York, Singapore, and 16 other locations worldwide. Launched in 2012, it serves enterprises like Sony, Revolut, and McDonald's with scalable infrastructure for high-volume payments.

American Express is a New York City-based global payments and financial services company headquartered at 200 Vesey Street. It issues charge and credit cards to consumers and businesses, runs its own card network and merchant business, and provides travel and financial services through units such as Travel Related Services. It earns discount revenue from merchants, card fees and interest on card loans. In 2025 it reported revenue of USD 72.2 billion and net income of USD 10.8 billion with about 76,800 employees, and it had 141.2 million cards in force at the end of 2023. The company traces its origins to 18 March 1850, when express businesses owned by Henry Wells, William Fargo and John Warren Butterfield merged in Buffalo, New York. It sold half of its corporate travel arm, American Express Global Business Travel, to a Certares-led group in 2014 and retains a stake of about 33.5%. Its Travel Related Services subsidiary invested in Portable Software, later Concur Technologies, in 1998.

Airwallex is a Melbourne-headquartered global payments platform processing cross-border transactions in 60+ currencies for businesses worldwide. The company offers multi-currency accounts, FX hedging, virtual cards, and embedded finance APIs integrated by platforms like Shopify and Stripe. Airwallex serves 100,000+ companies including Brex and McLaren, with $50 billion annual payment volume. Valued at $5.5 billion after 2022 funding, it operates in 20 offices across Asia, Europe, and North America.

Corpay Cross Border is a payments platform serving banks, institutional investors, and enterprises with foreign exchange risk reduction tools. It supports high-ticket and mass payments in over 160 currencies across global operations.