Navi Technologies Valuation, Funding & Investors

Octane is a digital lending platform headquartered in Fort Washington, Pennsylvania, that specializes in consumer financing for powersports vehicles including motorcycles, ATVs, UTVs, snowmobiles, and outdoor power equipment such as mowers and tractors. The platform integrates with dealer systems nationwide to offer real-time credit prequalification using soft pulls, along with customized loan terms for buyers ranging from prime credit holders to those rebuilding credit. Octane partners with major manufacturers like Polaris, Honda, Yamaha, and Kawasaki, supporting over 5,000 dealer locations across the United States. Established in 2009, it streamlines the purchase process from online applications to in-store closings, processing loans for recreational marine products and RVs as well.

Imprint is a financial technology company specializing in co-branded credit cards and loyalty programs. It collaborates with consumer brands to launch customized rewards cards featuring digital experiences and brand-specific perks integrated through its technology stack.

Stori is a Mexico City-headquartered digital financial services provider. Stori Card delivers credit cards via mobile app to unbanked adults, using alternative data for credit scoring and offering cashback rewards. The platform includes savings accounts and remittances integrated with SPEI. Available nationwide, it partners with Visa for card issuance. Founded in 2018, Stori expanded to buy-now-pay-later options and serves middle-income segments in Latin America.

Super.com is a Toronto-headquartered fintech platform that aggregates deals on insurance, banking, mortgages, travel, and home services to maximize user savings. Formerly known as Snapcommerce, the company operates in Canada and the United States, offering tools for cashback rewards and credit score improvement through everyday transactions. Super.com partners with insurers like Sonnet and Intact, as well as banks and travel providers, to deliver competitive rates. Launched in 2015, it processes millions in annual savings for customers via its mobile app and website.

Atlanticus Holdings Corp invests in the financial services industry. It provides various credit and related financial services and products to or associated with the financially underserved consumer credit market. The operating business segments are the Credit as a Service (CaaS) and the Auto Finance segment. It generates maximum revenue from the Credit as a Service segment.

E-Life Financial Services is a Beijing-headquartered unit of the HNA Group, delivering specialized financial products for the tourism industry since its founding in January 2016. The company offers foreign exchange services at 300 airport counters across China, traveler’s cheques through partnerships with major banks, tax refund processing at duty-free stores, and consumer loans for travel expenses. E-Life operates in conjunction with HNA’s aviation and hospitality arms, serving millions of outbound Chinese tourists annually via mobile apps and on-site kiosks in key tourist hubs like Shanghai Pudong and Guangzhou Baiyun airports.

DANA is a Jakarta-based fintech super app offering digital payments and financial services to over 130 million users in Indonesia. The platform enables seamless transactions via QR codes, e-wallets, bill payments, and loans through integrations with merchants and banks. As one of Indonesia's leading digital wallets regulated by OJK, DANA supports everyday commerce from street vendors to e-commerce giants like Shopee and Tokopedia, driving financial inclusion across urban and rural areas.

Ascend Money operates a fintech platform offering digital wallets, e-payments, and microloans in Thailand. Bangkok-headquartered, it runs the TrueMoney app with over 20 million users for bill payments, remittances, and QR code transactions. Ascend Money partners with Charoen Pokphand Group and True Corporation to expand financial inclusion. Launched in 2016, it holds a virtual bank license and processes transactions exceeding 1 trillion baht yearly.

KreditBee is a Bengaluru-headquartered fintech firm founded in 2018 that delivers instant personal loans up to INR 400,000 to salaried professionals in India. The app approves applications using alternative data like GST returns and UPI transactions, disbursing funds via Razorpay within 10 minutes. Regulated by RBI as a non-banking financial company, it serves over 20 million users across 15 states with features for credit score tracking and flexible repayment tenures from 3 to 36 months.

Tyme Group is a Johannesburg-based digital banking group operating embedded finance platforms in South Africa, the Philippines, and Southeast Asia. The company delivers mobile-first banking services to consumers and small businesses through partnerships with retail chains like Pick n Pay and Robinsons.

Happy Money is an Irvine-headquartered fintech company that originates personal loans through partnerships with community banks for debt consolidation, home improvements, and other purposes. Founded in 2013 under the name Payoff, the firm rebranded to Happy Money in 2021 to emphasize borrower financial wellness. Its online platform assesses credit profiles to match users with suitable loan offers from lenders across the United States. Borrowers access automated payment plans that prioritize high-interest debt payoff while reporting activity to credit bureaus for score improvements. Happy Money serves customers nationwide with a focus on those transitioning from credit card reliance to savings habits.

Moneybox is a London-based savings and investment app enabling automated deposits into ISAs, pensions, and Lifetime ISAs for first-time homebuyers. Founded in 2015, it serves 1.5 million UK users with round-up features, stocks and shares portfolios tracking FTSE indices, and pension consolidation from providers like Aviva. The app offers cash ISAs at 4.6% AER and robo-advisory with risk-rated funds from BlackRock. Moneybox holds FCA authorization and integrates with Starling Bank.

iCred is a São Paulo-based fintech platform enabling personal credit and payroll-deducted loans through fully digital interfaces. Its API integrates with corporate payroll systems and business platforms, allowing instant approvals and disbursements for employees in Brazil.

InCred is a Mumbai-headquartered digital lending platform offering personal, home, education, and MSME loans. Powered by data analytics and machine learning, it assesses creditworthiness using alternative data sources for quick disbursals up to ₹50 lakh. Founded in 2016, InCred serves 2 million customers nationwide with partnerships to payment banks and operates under RBI NBFC-AA license.

Upbound Group Inc is an omnichannel platform company committed to elevating financial opportunity for all through inclusive, and technology-driven financial solutions that address the evolving needs and aspirations of consumers. It has four operating segments; The Rent-A-Center Business segment operates lease-to-own stores, the Acima segment offers the lease-to-own transaction to consumers who do not qualify for financing from the traditional retailer, and also offers the lease-to-own transaction through virtual offering solutions, Mexico segment offers lease-to-own stores in Mexico. The The Brigit segment offers various financial health products and tools to help users improve their financial health. The company derives a majority of its revenue from the Acima segment.

Kredivo Group is a Jakarta-based fintech conglomerate formerly FinAccel, providing digital credit services across Southeast Asia through Kredivo, KrediFazz, and Krom brands. Its flagship Kredivo app delivers buy-now-pay-later options for e-commerce platforms like Tokopedia and Shopee in Indonesia and Vietnam, with limits up to IDR 30 million based on real-time AI underwriting. The group processed over USD 2 billion in transactions in 2022.

Arzan Financial Group for Financing and Investment KPSC is a company engaged in the provision of consumer instalment credit facilities and investments. The Group has four operating segments: instalment credit, investments, financial brokerage and real estate. It offers credit facilities to purchase consumer products, brokerage, investment platforms, third-party portfolio management services, and margin trading. It generates the majority of the revenue from the Investments segment. The Group’s activities, assets and liabilities are carried out and located in Kuwait, GCC, Middle East, USA and Europe.

Qfin Holdings Inc Formerly Qifu Technology Inc is a Credit-Tech platform in China. It provides credit services more accessible and personalized to consumers and SMEs through Credit-Tech services to financial institutions, whereby it deploys its technology solutions to help financial institutions identify the diversified needs of consumers and SMEs, effectively access prospective borrowers that are creditworthy through multi-channels, enhance credit assessment on prospective borrowers, and manage credit risks and improve collection strategies and efficiency, among others.