Hero FinCorp Valuation, Funding & Investors

Gojo & Company is a Tokyo-headquartered impact investor enabling financial inclusion by partnering with service providers in 13 countries across Southeast Asia, South Asia, Central Asia, the Caucasus, and Africa.

Kayne Anderson BDC Inc is an externally managed, closed-end, non-diversified management investment company that has elected to be regulated as a business development company that invests primarily in first-lien senior secured loans, with a secondary focus on unitranche and split-lien loans to middle-market companies. Its investment objective is to generate current income and, to a lesser extent, capital appreciation primarily through debt investments in middle-market companies.

Barings BDC Inc operates as a closed-end, non-diversified investment company and has elected to be treated as a business development company. The company's investment objective is to generate current income by investing directly in privately held middle-market companies to help these companies fund acquisitions, growth, or refinancing. It employs fundamental credit analysis and targets investments in businesses with low levels of cyclicality and operating risk relative to other businesses in this market segment. The holding size of each position will generally be dependent upon a number of factors including total facility size, pricing and structure, and the number of other lenders in the facility.

B2 Impact ASA is a Nordic-based debt management company and a pan-European debt solutions provider active in purchasing non-performing loans, debt collection, and third-party debt collection. The company offers solutions to the challenges created by defaulted loans through transparent and ethical debt management, builds financial health, and provides liquidity to financial institutions, contributing to a healthier financial system. The Group's services include debt collection, debt purchase, and third-party debt collection. Its main business lines are investments in non-performing loan (NPL) portfolios and servicing of debt, including third-party debt collection, with operations focused on unsecured and secured asset management across multiple European markets.

Credit Saison India is a Mumbai-headquartered non-banking financial company that delivers unsecured business loans to MSMEs and personal loans to individuals. Part of Japan's Credit Saison group, it offers quick-approval products with tenures up to 48 months through digital channels. Operating nationwide with branches in Delhi and Bangalore, it supports financial inclusion via co-lending partnerships with banks.

Mintifi is a Mumbai-headquartered digital lending platform extending quick loans and supply chain financing to small and medium enterprises throughout India. It integrates with WhatsApp and other channels to simplify funding access and operational efficiency for business borrowers.

Acko is a Bengaluru-headquartered digital insurer offering motor policies for cars and two-wheelers, health plans covering 40 conditions without waiting periods, and group coverage for corporate employees. Its app enables instant policy issuance, paperless claims processed in 30 minutes at 10,000 garages, and embedded products via partnerships with Ola, Uber, MakeMyTrip, and Amazon. Launched in 2016, Acko serves customers across 1,500 cities in India with telemedicine consultations and wellness tracking features.

Healthcare.com is an online marketplace that connects U.S. consumers with individual health insurance and Medicare plans through a comparison shopping platform. The company markets Pivot Health, a direct-to-consumer line featuring short-term medical, dental, vision, and supplemental insurance products. New York City-headquartered since its 2014 founding, Healthcare.com has secured backing from PeopleFund and executives of Booking Holdings. It has appeared five times on the Inc. 5000 list recognizing America's fastest-growing private companies. The platform processes enrollments for thousands of plans from major carriers like UnitedHealthcare and Aetna.

Oxyzo is a Mumbai-based financial services platform offering cash flow-based lending and supply chain finance to small and medium enterprises in India. The company underwrites loans using digital transaction data from platforms like Razorpay and Amazon Seller, disbursing funds within 24 hours for inventory purchases and expansion. Oxyzo partners with e-commerce marketplaces to finance over 100,000 SMEs annually, focusing on sectors like consumer goods and electronics manufacturing.

Rentberry is a long-term rental platform using a bidding system for apartments in cities like San Francisco, New York, and London. Tenants submit offers on listings, with blockchain-secured deposits replacing traditional security fees. Rentberry serves properties in 50 markets, processing e-applications and payments. Founded in 2015 and headquartered in San Francisco, it partners with landlords managing multifamily buildings.

Vesttoo is an AI-powered marketplace for non-catastrophe insurance risk transfer connecting insurers and institutional investors. The Tel Aviv-based platform facilitates life and P&C reinsurance deals, parametric covers, and retrocessions with capital markets capacity, featuring regulator-approved machine learning models audited externally. Selected for accelerators like IBM Alpha Zone, Citigroup, Plug and Play, Fintech Innovation Lab, and NVIDIA Inception.

Ozon is a major Russian e-commerce marketplace offering over 130 million products across 20+ categories through a platform connecting 150000+ sellers with 31 million+ customers. Features extensive fulfillment and delivery network covering over 50% of Russia's population. Raised $1.27 billion in 2020 NASDAQ IPO. Ecosystem includes Ozon Bank fintech services Ozon Fresh express delivery and Ozon Travel booking services.

TVS Credit Services is a Chennai-headquartered non-banking financial company under the TVS Group providing loans for two-wheelers, used cars, three-wheelers, tractors, commercial vehicles, and consumer durables primarily to customers in rural and semi-urban India. Launched in 2008, it serves over 2.5 million customers with products tailored for financial inclusion and holds a CRISIL AA-/Stable long-term rating. TVS Credit operates more than 800 branches across 26 states and has received awards like the Flame Award for Excellence in Rural Marketing and Best BFSI Company at ET Now Makers of Developed India Awards 2018.

Banca Ifis is an independent banking group specializing in the provision of banking and other financial services. It specializes in providing factoring services, managing distressed loans, servicing and managing non-performing, secured loans, and offering leasing services, among other activities. The company's operating segments are Commercial & Corporate Banking, NPL, and Governance & Services and Non-Core. A majority of its revenue is generated from the Commercial & Corporate Banking segment, which represents the Group's commercial offerings dedicated to businesses and also includes personal loans with the assignment of one-fifth of salary or pension. This segment consists of the factoring, leasing, and corporate banking & lending business areas.

PRA Group Inc is a leader in acquiring and collecting nonperforming loans. The company returns capital to banks and other creditors to help expand financial services for consumers in the Americas, Europe, and Australia. It is also engaged in providing fee-based services on class action claims recoveries in the United States. The company's portfolio segments include; Core, which is engaged in purchasing and collecting nonperforming loans, which the originators have not chosen not to pursue, and the Insolvency segment which is engaged in purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding.

Caribou is a fintech platform headquartered in New York. It enables drivers to refinance auto loans through partnerships with banks like Capital One and KeyBank, targeting payment reductions via competitive rates. The service uses credit analysis algorithms for instant pre-approvals. Launched in 2020, Caribou streamlines refinancing for used car owners nationwide.