ONE ZERO Revenue, Valuation, Funding & Investors

Nomad is a financial technology business providing international accounts, payment cards and investment services to Brazilian customers. Its platform supports foreign-currency balances and access to US investment products through partner financial institutions and regulated service providers. Nomad serves Brazilians who are not US residents and states that it is a fintech rather than a bank.

TIFIN is a holding company that builds and operates fintech firms focused on wealth management, investment advisory, and personal finance. Its portfolio includes TIFIN Invest, which delivers AI-driven model portfolios for financial advisors, TIFIN Wealth for client engagement platforms, and TIFIN Growth for lead generation tools. Headquartered in Austin, Texas, TIFIN partners with firms like BlackRock, WisdomTree, and Envestnet to enhance investor experiences through data analytics and machine learning. The company launched in 2020 with backing from Bain Capital Ventures and has expanded to serve over 100 wealth management organizations across the United States.

slice is a Bengaluru-based digital banking platform in India offering UPI-linked credit cards, savings accounts, fixed deposits, and instant loans. Its app supports ATM withdrawals via UPI and seamless fund transfers. Launched in 2016, slice serves urban millennials with no-fee banking and rewards on spends at partners like Swiggy and Zomato.

U Consumer Finance known by Its Brand Name Valu, is the universal financial technology powerhouse, offering a suite of financial services to individuals and businesses.

Finatext Holdings Ltd is engaged in providing cloud native infrastructure for wealthmanagement/insurance providers, and support data analysis development.

Atom Bank is a Durham-headquartered digital-only bank in the United Kingdom offering personal savings accounts, fixed-rate bonds, mortgages, and business loans through its iOS and Android app. Customers authenticate via facial recognition, voice biometrics, and fingerprint, with 24/7 support from UK-based teams. Atom Bank utilizes Temenos core banking and issues FSCS-protected deposits up to £85,000. Authorized by the Prudential Regulation Authority in 2016, it serves over 100,000 customers nationwide.

PensionBee Group PLC is engaged in the provision of direct-to-consumer online pensions. The company helps its customers combine their old pension pots, make flexible contributions, invest in line with their goals and values, and make withdrawals after attaining a certain age. It offers a range of investment plans, including fossil fuel-free and impact investing options, from various asset managers. The firm generates a vast majority of its revenue in the form of fees it charges for fund administration. These fees are earned for administering the customer pension schemes and are charged based on a fixed percentage of the value of a customer’s assets held by the pension scheme. It operates in a single geographical location, the United Kingdom.

Kuda is a London- and Lagos-headquartered digital bank focused primarily on Nigeria, offering mobile-first banking services including personalized accounts, low-cost transfers, and overdrafts for consumers, along with business tools such as Kuda Business, point-of-sale terminals, and working-capital products for small businesses. Launched in 2019 after rebranding from a lending platform, Kuda holds a banking license from the Central Bank of Nigeria and built its user base among young Nigerians, students, freelancers, and professionals, reaching millions of registered customers with free basic banking services.

NiYO Solutions is a Bengaluru-based fintech platform enabling salaried employees in India to access payroll-linked benefits. Launched in 2018, it partners with over 1,000 employers and banks like Axis Bank to provide salary advances, healthcare claims, and food vouchers via a mobile app and virtual debit cards. The service processes millions in transactions monthly across IT and manufacturing firms.

Syfe is a Singapore-headquartered digital wealth management platform licensed for fund management, advisory, and brokerage in Singapore, Hong Kong, and Australia. It offers managed ETF portfolios, cash management accounts, and self-directed trading through its neo-brokerage. Syfe provides risk-based investment strategies tracking MSCI World Index and Singapore Savings Bonds equivalents. The platform integrates with local banks for seamless transfers.

Oriente is a Hong Kong-headquartered financial services provider targeting underserved markets in emerging Asia. It leverages AI, machine learning, and data science for real-time credit scoring, digital lending, and O2O financial products. Ventures include Cashalo in the Philippines and Finmas in Indonesia, serving millions in Southeast Asia's key economies.

Morrow Bank ASA is a Norwegian bank offering convenient payment and financing products to consumers. It is a focused Nordic digital niche bank offering personal loans, credit cards, deposit accounts, and online point-of-sales finance products to consumers.