Lead Acquisition, Valuation, Funding & Investors

Kapital is a Mexico City-headquartered digital bank serving individual clients with core financial products. It maintains online accounts for deposits and payments, investment options in funds and stocks, and credit lines including personal loans. Users handle international transfers and utility bills through its mobile app available in Mexico and select Latin American markets.

bunq is an Amsterdam-headquartered mobile bank that delivers current accounts, savings options, debit cards, and payment processing through its app. Established in 2012 and regulated by De Nederlandsche Bank, it supports up to 25 sub-accounts for budgeting, real-time transfers via SEPA Instant, Apple Pay integration, and carbon offset features where users plant trees per transaction. The bank exposes open banking APIs for third-party integrations and emphasizes sustainability alongside features like travel insurance and investment products.

OakNorth is a digital bank providing loans to small and medium enterprises overlooked by traditional lenders. London-headquartered, the neobank offers secured property finance, working capital facilities, and term loans for hospitality, social housing, education, and healthcare sectors across the UK. It uses AI-powered credit analysis for rapid underwriting. Founded in 2015, OakNorth supports developers and operators with tailored debt products.

C6 Bank is a São Paulo-headquartered digital bank offering checking accounts, credit cards, investments, loans, and multi-currency wallets exclusively through its mobile app. Launched in 2019, the bank serves over 20 million Brazilian customers without physical branches, integrating services like free toll payments and global transfers. C6 Bank partners with Mastercard and holds a full banking license from Brazil's central bank.

Starling Bank is a London-based digital bank offering personal current accounts, joint accounts, and business banking via mobile app. Launched in 2017, it provides savings spaces, overdrafts up to £5,000, and debit cards with no foreign fees. Starling serves over three million customers with FSCS protection up to £85,000.

Boost is a Kuala Lumpur-headquartered fintech company operating Malaysia's leading e-wallet and lifestyle application. Launched in 2017 as a joint venture between Axiata Digital and Razer, it serves 7.5 million users through 170,000 merchant touchpoints for payments, bill settlements, and rewards. Boost processes transactions via QR codes and NFC, integrating with public transport fares and e-commerce platforms across Southeast Asia.

Current is a San Francisco-headquartered fintech company offering a mobile banking app for underbanked Americans. The platform provides fee-free checking accounts, high-yield savings, instant transfers, and credit-building tools integrated with Visa debit cards. Launched in 2019, it supports over 5 million users with features like early direct deposit and family banking sub-accounts. Partnerships with Visa and Green Dot Bank underpin its infrastructure, while investments from Andreessen Horowitz and General Catalyst fuel expansions into teen banking and rewards programs.

Tyme Group is a Johannesburg-based digital banking group operating embedded finance platforms in South Africa, the Philippines, and Southeast Asia. The company delivers mobile-first banking services to consumers and small businesses through partnerships with retail chains like Pick n Pay and Robinsons.

Félix is a Mexico City-headquartered fintech founded in 2022 offering chat-based remittances for Latinos in the United States sending funds to Latin America. The platform employs blockchain stablecoins and AI-driven verification for instant, low-cost transfers via WhatsApp integration. Services cover payouts to Mexico, Colombia, and other countries, streamlining traditional remittance corridors with mobile-first accessibility.

FPL Technologies is a Mumbai-based fintech developing credit card infrastructure for India's digital economy. Founded in 2018, it powers the OneScore app launched in 2021 for credit score management and lifecycle tools. The full-stack platform serves millennials via mobile integrations with 20 banks. FPL processes 1 million transactions monthly post-demonetization growth.

Wealthfront Corp is a technology company that built a financial solutions platform for digital natives. Its platform is designed to address the needs of the wealth builders within these generations.

TF Bank AB is a digital bank offering consumer banking services and e-commerce solutions through a proprietary IT platform with a high degree of automation. The business is divided into three segments: Credit Cards, e-commerce solutions, and Consumer Lending. TF Bank prioritizes organic growth under controlled conditions, and expansion is taking place in carefully selected segments and markets. The business is conducted in Sweden, Finland, Norway, Denmark, Estonia, Latvia, Lithuania, Poland, Germany, Austria, Spain, Ireland, and the Netherlands through subsidiary, branch, or cross-border banking with the support of the Swedish banking license.

D360 Bank is a Shariah-compliant digital bank in Saudi Arabia backed by strategic shareholders including Derayah Financial and the Public Investment Fund. The bank targets Saudi SME finance and consumer lending, building out API-based banking infrastructure to serve digitally native customers as part of the country's Vision 2030 push for financial-sector modernization. Since receiving regulatory clearance to begin operations, D360 has grown to serve more than a million users.

Lumin Digital is a San Diego-headquartered developer of cloud-native digital banking platforms designed for banks and credit unions throughout North America. The company's core offering, Lumin X, powers retail and business banking with features for digital account origination, loan processing, and payment services. Administrative modules handle compliance, core integrations, and customer onboarding, while embedded analytics tools support fraud detection and personalized marketing campaigns. Serving over 100 financial institutions, Lumin Digital facilitates seamless mobile and web experiences that drive deposit growth and user retention. Recent expansions include API-driven partnerships with fintechs for embedded finance capabilities.

Neon is a São Paulo-headquartered Brazilian fintech founded in 2016 offering digital banking services without maintenance fees. The platform provides debit and credit cards, personal loans, payroll advances, CDB investments, cashback rewards, and payment options tailored for individuals and micro-entrepreneurs via MEI Fácil. Serving 15 million customers with 1,600 employees, Neon processes billions in transactions annually.

Kbank is an internet-only bank; it is pursuing a variety of non-face-to-face lending and deposit services and platform businesses. It leverages technologies like AI, cloud computing, and others to provide greater benefits and enjoyment, while streamlining complex procedures to maximize customer convenience. The group provides products such as Deposits, Loans, cards, and Others.

PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.