Lumin Digital Valuation, Funding & Investors

Open Financial Technologies is a Singapore-headquartered neobanking platform for SMEs across Asia, streamlining banking, payments, accounting, and expense management in one interface. It serves over 1 million businesses with tools to unify financial operations, allowing focus on growth. Backed by investors including Tiger Global, Speedinvest, Beenext, and 3one4 Capital, the company employs more than 250 fintech specialists. Launched in 2018, Open expands in markets like India and Southeast Asia with integrated services for small enterprises.

Mambu is a Berlin-headquartered SaaS cloud core banking platform enabling composable financial services for banks, fintechs, and retailers in 60 countries. Serving more than 200 clients, the modular architecture assembles lending, deposits, payments, and cards engines via open APIs for rapid product launches. Founded in 2011, Mambu powers digital banks like N26 and OakNorth with scalable infrastructure hosted on AWS.

E-Finance For Digital And Financial Investments SAE is developing integrated platforms in Egypt's digital revolution. It is a fintech platform and developer of digital payments infrastructures. The company invests in platforms and solutions that serve everyone from government agencies to ordinary consumers. The business has seven operating segments; Services and operation of cards, Integrated solutions, installation, and technical support services, card center services, hosting services, maintenance and network contracts, and others. It derives a majority of its revenue from the Services and operation of the cards segment.

Micro Connect is a cross-border investment platform based in Shanghai connecting institutional investors from Europe and the US to microenterprises in China. It facilitates debt and equity funding for SMEs in agriculture, retail, and green energy via digital marketplace infrastructure and compliance tools.

Built Technologies is a Nashville-headquartered provider of cloud-based software for construction lending. The platform digitizes the draw management process through online collaboration tools, mobile inspections, and automated compliance checks. Lenders use it to monitor project progress, verify disbursements, and mitigate risks on loans totaling billions in value. The company serves regional banks, credit unions, and community lenders across the United States. Founded in 2014, Built Technologies expanded its offerings to include borrower portals and document management systems. Its integrations with accounting software like QuickBooks streamline financial workflows for construction projects.

Snapdocs is a San Francisco-headquartered digital closing platform automating mortgage transactions for lenders and title companies across the United States. The solution streamlines pre-closing coordination, eClosing, and post-closing through patented AI for document handling and notary matching via extensive settlement networks. Snapdocs integrates with leading loan origination systems and title production software, serving over 400 enterprise clients to reduce cycle times and enhance borrower experiences.

Zest AI is a Los Angeles-headquartered provider of machine learning platforms for credit underwriting. The Zest Model Management System analyzes billions of data points to boost approval rates by up to 15% and cut losses by 25% for lenders. Deployed by over 200 financial institutions including Ally Bank and Discover, it offers explainable AI compliant with FCRA and ECOA regulations. Zest AI automates model deployment, monitoring, and auditing across loan portfolios in auto, mortgage, and personal lending.

Pagaya Technologies Ltd is a financial technology company working to reshape the lending marketplace by using machine learning, data analytics, and sophisticated AI-driven credit and analysis technology. It was built to provide a comprehensive solution to enable the credit industry to deliver customers a positive experience while simultaneously enhancing the broader credit ecosystem. Its proprietary API seamlessly integrates into its next-gen infrastructure network of partners to deliver a premium customer user experience and greater access to credit. The company generates majority of its revenue from United States.

Yusys Technologies Co Ltd is engaged in providing bank-oriented financial institutions with information services, such as consulting, software products, software development and implementation, operation and maintenance, and system integration. The company provides relevant products and services for the non-commercial banks, state-owned commercial banks, joint-stock banks, foreign banks and regional commercial banks and rural credit cooperatives to the People's Bank of China.

Shenzhen Kingdom Sci-tech Co Ltd operates as a financial technology company in China. It offers software in the fields of securities, funds, banking, futures, insurance, trust, integrated finance, and regulatory agencies.

Porch Group Inc is a vertical software company reinventing the home services and insurance industries. It has four reportable segments: Insurance Services, Software & Data, Consumer Services, and Corporate. The majority of revenue is from the Insurance segment. The Insurance Services segment manages and operates the Reciprocal, providing services related, but not limited, to underwriting, policy renewal, risk management, insurance portfolio management, financial management, and setting investment guidelines in exchange for commissions and fees.

DailyPay is a payroll platform enabling employees to access earned wages on-demand before payday. It integrates with employer systems to promote financial wellness, retention, and engagement across various industries.

Aisino Corp is a technology company specializing in information security. Its products and solutions are used in the fields of finance, education, customs, public security and urban services. The company provides solutions such as dedicated taxation equipment, public safety solutions, intelligent emergency, intelligent warehouse and logistics, border crossing security monitoring system, intelligent asset management solution, financial payment solutions and others.

Computer Age Management Services Ltd is a technology-driven financial infrastructure and services provider to mutual funds and other financial institutions. The company provides a comprehensive portfolio of technology-based services, such as transaction origination interface, transaction execution, payment, settlement and reconciliation, dividend processing, investor interface, record keeping, report generation, intermediary empanelment and brokerage computation and compliance-related services, through its pan-India network to its mutual fund clients, distributors and investors. It also provides certain services to alternative investment funds, insurance companies, banks and non-banking finance companies.

21Finance is a Zurich-headquartered fintech provider of decentralized platforms for digital asset issuance and trading. Its software enables banks and intermediaries to launch compliant marketplaces for tokenized shares, bonds, funds, security tokens, and cryptocurrencies on secondary markets. Regulated under Swiss financial laws, the solution supports Ethereum-based smart contracts.

Feedzai is a Coimbra-headquartered AI platform combating fraud across banking, payments, and e-commerce. It deploys risk scoring for transactions, AML screening, identity verification, and scam detection using behavioral biometrics and generative AI like ScamAlert. Clients include Santander, Citi, and Visa, with operations in US, UK, and APAC for real-time prevention.

Icon is a Denver-based retirement technology provider offering Portable Retirement Plans that integrate with payroll systems for small businesses nationwide. The platform automates 401(k) administration, compliance reporting, and participant onboarding via APIs compatible with Gusto and ADP. Its PRP model allows account portability across employers, serving over 1,000 companies with features like auto-escalation and financial wellness tools.

Rogo is a generative AI platform designed for financial institutions including investment banks, asset managers, and private equity firms. The system processes deal documents, financial models, and market data to generate summaries, scenario analyses, and strategic recommendations while adhering to SOC 2 Type II and GDPR compliance standards. Rogo streamlines due diligence, pitch book creation, and portfolio monitoring for teams handling mergers, acquisitions, and capital raises.