Flex Valuation, Funding & Investors

PicS NV is a digital payments company. The company operates a peer-to-peer (P2P) transfer platform that enables individuals to send money via mobile devices. It provides digital wallets, instant payments (Pix), P2P transfers, credit cards, loans, investments, insurance, and SMB payment solutions. The company has four reportable segments: Consumer Banking, Small and Medium-Sized Businesses, Audiences and Ecosystem Integration, and Institutional. The majority of the company's revenue is derived from the Consumer Banking segment, which generates revenue from various transaction activities occurring in the digital wallet, such as Pix, peer-to-peer (P2P) transfers, and bill payments.

Cairo-based MNT-Halan provides microfinance lending, digital payments, and banking services in Egypt. The company offers mobile wallets, debit cards, installment plans, and e-commerce financing through its app, targeting unbanked populations. MNT-Halan operates across urban and rural areas, partnering with merchants for cashless transactions and expanding into insurance products.

Moniepoint is a Lagos, Nigeria-headquartered fintech company offering business banking, payments, and credit services. The platform enables SMEs to accept card payments via POS terminals, process transfers, and access loans through its mobile app. Formerly known as TeamApt, Moniepoint supports over two million businesses with tools for payroll, inventory management, and API integrations for e-commerce.

Open Financial Technologies is a Singapore-headquartered neobanking platform for SMEs across Asia, streamlining banking, payments, accounting, and expense management in one interface. It serves over 1 million businesses with tools to unify financial operations, allowing focus on growth. Backed by investors including Tiger Global, Speedinvest, Beenext, and 3one4 Capital, the company employs more than 250 fintech specialists. Launched in 2018, Open expands in markets like India and Southeast Asia with integrated services for small enterprises.

Hala is a Dubai-based fintech offering digital wallets and point-of-sale solutions for merchants accepting credit cards. The platform supports remittances, bill payments, and QR code transactions across UAE and GCC countries, integrated with networks like Visa and Mastercard.

TNG FinTech Group is a Hong Kong-based fintech company founded in 2014 developing social banking platforms. It enables real-time fund transfers and instant messaging interoperability for e-wallets, banks, and merchants across Asia and beyond.

Viva Wallet is an Athens-headquartered digital banking provider operating in 23 European countries as a principal member of Visa and Mastercard for acquiring and issuing. The neobank offers card acceptance via Smart Android terminals, Viva Wallet POS app, and online payment gateways, alongside business accounts featuring local IBANs and Mastercard debit cards. Viva Wallet owns VIVABANK SA as a Greek banking subsidiary and an E-money institution compliant with PSD II across the EEA. Services include multi-currency settlements and integrations for e-commerce platforms, targeting SMEs and enterprises with hardware-free payment solutions.

Zolve is a neo-banking platform launched in 2020 from Bangalore, India. It issues deposit accounts, prepaid cards, and facilitates money transfers, bill payments, and remittances. Zolve provides transaction monitoring dashboards and budgeting tools for expatriates and domestic users.

Novatti Group Ltd is a software technology company. The company's operating segment includes Payments AU/NZ, Payments International, Technology, and Investments. The Payments AU/NZ segment that derives majority revenue, which incorporates Payments Acquiring, Card Issuing, Cross Border Payments and Novatti Billpa. It operates in Australia and New Zealand, Malta, Malaysia, Brazil, and United States.

Allica Bank is a London-headquartered digital bank for UK SMEs, launched in 2020. It offers savings accounts, fixed-term deposits, loans, and overdrafts through an app-based platform. Backed by investors including TCV, Allica serves businesses with turnover between £3 million and £100 million, maintaining branches in Manchester and Leeds for relationship banking.

Juspay is a Bengaluru-based digital payments infrastructure provider, founded in 2012, that powers payment processing for clients including Amazon, Flipkart, Google, IndiGo, Swiggy, and banks such as HSBC. The platform has evolved from payment orchestration into a full-stack UPI platform and core payments infrastructure for banks and enterprises, processing more than 300 million transactions daily with annualized total payment volume exceeding $1 trillion. Juspay operates globally, with offices in San Francisco, Dublin, São Paulo, Singapore, and Dubai, serving more than 500 enterprises and banks across Asia-Pacific, the Middle East, Latin America, Europe, and North America.

Raise Financial Services is a technology firm building platforms for trading, investing, and financial education targeted at informed consumers. It operates Dhan, a brokerage platform for stock and derivatives trading, and Upsurge.club, an online learning portal covering equity research and portfolio management. The company maintains a presence in India with offices in Mumbai. Raise Financial Services supports user growth through mobile and web applications that integrate real-time market data and educational resources.

Stori is a Mexico City-headquartered digital financial services provider. Stori Card delivers credit cards via mobile app to unbanked adults, using alternative data for credit scoring and offering cashback rewards. The platform includes savings accounts and remittances integrated with SPEI. Available nationwide, it partners with Visa for card issuance. Founded in 2018, Stori expanded to buy-now-pay-later options and serves middle-income segments in Latin America.

Chipper Cash is a fintech platform enabling instant cross-border mobile money transfers across Africa. Headquartered in San Francisco, California, and founded in 2017, the app supports fee-free remittances, bill payments, and savings accounts in countries including Nigeria, Ghana, Uganda, and Tanzania. Chipper Cash integrates with local wallets like MTN MoMo and Airtel Money, processing billions in transaction volume annually for millions of users.

DANA is a Jakarta-based fintech super app offering digital payments and financial services to over 130 million users in Indonesia. The platform enables seamless transactions via QR codes, e-wallets, bill payments, and loans through integrations with merchants and banks. As one of Indonesia's leading digital wallets regulated by OJK, DANA supports everyday commerce from street vendors to e-commerce giants like Shopee and Tokopedia, driving financial inclusion across urban and rural areas.

Kapital is a Mexico City-headquartered digital bank serving individual clients with core financial products. It maintains online accounts for deposits and payments, investment options in funds and stocks, and credit lines including personal loans. Users handle international transfers and utility bills through its mobile app available in Mexico and select Latin American markets.

AGI Inc is a technology-powered provider of specialized financial services in Brazil. It empowers clients to access their social security benefits, severance fund benefits, and public or private sector payrolls through secured lending solutions and complementary banking, credit and insurance products tailored as per client needs. The company has one operating segment related to the banking business. The Bank provides a standardized set of financial products and services exclusively to individuals, mainly focused on credit, including digital accounts, cards, payroll and personal loans, and insurance offered through partners.

PT Super Bank Indonesia Tbk is a bank in Indonesia that provides digital banking services. It offers digital solutions for a range of customer segments, including underbanked and unbanked communities and micro, small, and medium enterprises (MSMEs). The company offers a variety of digital banking solutions through the Superbank, Grab, and OVO applications, including savings accounts, digital loans, and easy-to-use payment solutions.