CredPago Acquisition & Valuation

Rentberry is a long-term rental platform using a bidding system for apartments in cities like San Francisco, New York, and London. Tenants submit offers on listings, with blockchain-secured deposits replacing traditional security fees. Rentberry serves properties in 50 markets, processing e-applications and payments. Founded in 2015 and headquartered in San Francisco, it partners with landlords managing multifamily buildings.

RentGuarantor Holdings PLC provides a rent guarantee service to tenants wishing to rent property in the UK. The rent guarantee service is an online service where applications can be managed on a secure and bespoke digital platform designed and built by RentGuarantor. The company supplies its service to the whole of market-students, employed, and people on benefits including Universal Credit.

ether.fi is an Ethereum-based liquid restaking protocol built on EigenLayer that lets users restake ETH and earn rewards while retaining noncustodial control of their assets, receiving the tradable eETH token in exchange for maintaining liquidity. It differentiates itself by supporting redemptions alongside deposits, rather than the one-way lock-ups common among other restaking protocols. The protocol launched its platform in March 2023 and has since grown to hold billions of dollars in total value locked.

Jana Small Finance Bank Ltd is engaged in the banking sector. The company is engaged in savings accounts, current accounts, Deposits, Insurance, Loans such as secured business loans, microloans against property, MSME loans, affordable housing loans, term loans to NBFC, loans against fixed deposits, two-wheeler loans, and gold loans. It operates in four segments namely the Treasury segment, Corporate/Wholesale Banking segment, Retail Banking segment, and Other Banking Operations segment. The retail banking segment includes lending to and deposits from retail customers and the identified earnings and expenses of the segment. Maximum revenue is generated from the Retail Banking segment.

Grenke AG is a financial services company that, under a franchise model, provides operational infrastructure, and other support services. The firm retains the right to acquire the franchisee based on a predetermined formula and time frame. Grenke's reporting segments include; The Leasing segment which generates key revenue, and consists of financing to commercial lessees, rental, service, protection and maintenance offerings, and the disposal of used equipment. The Banking segment acts as a financing partner, particularly to small- and medium-sized companies, and the Factoring segment offers traditional factoring services with a focus on small-ticket factoring. Geographically, the majority of the company's revenue is generated from France and rest from Italy, Germany and other regions.

Thetanuts Finance is a DeFi protocol offering structured products and customizable vaults for yield generation on volatile assets. It provides treasury management solutions for DAOs and retail traders, simplifying options trading through automated strategies that monetize volatility with risk controls. Built on Ethereum, the platform supports token deposits for optimized returns via covered calls and other derivatives.

eGuarantee Inc provides services to undertake credit risks that arise in the various business transaction. The company's services include Guarantee services against sales credit, Guarantee services against contractor credit, Guarantee services by debtor's trust, and Guarantee services against a variety of credit.

Kast is a stablecoin-based financial technology platform that offers a neobank-style experience, letting users hold USD-denominated accounts and make payments in more than 150 countries through traditional payment cards backed by blockchain infrastructure. The platform targets emerging markets and digital nomads facing limited access to US dollars, cross-border payments, or traditional banking infrastructure, and generates revenue through card interchange fees, subscriptions, and fiat-to-stablecoin transaction fees.

Moonfare is a Berlin-based fintech, founded in 2016, that gives high-net-worth and accredited individual investors direct access to private equity and venture capital funds, with entry points as low as around $125,000. The platform partners with more than 75 fund managers, including KKR, Carlyle, Permira, and EQT, after a due-diligence process that selects fewer than 5% of funds it reviews. Moonfare operates in 13 countries and also runs a digital secondary market, launched in 2021 with Lexington Partners, to give investors liquidity on their fund holdings.

Progcap is a New Delhi-headquartered fintech providing collateral-free working capital to micro and small retailers in semi-urban and rural India. Founded in 2017, the platform underwrites loans using alternative data from supply chains and e-commerce, disbursing funds within 24 hours up to ₹20 lakhs. Progcap supports over 50,000 businesses with invoice financing and inventory credit across 15 states.

Nuveen Churchill Direct Lending Corp is a specialty finance company focused predominantly on investing in senior secured loans to private equity-owned U.S. middle market companies. It invest in senior secured loans that typically pay floating interest rates and are senior in the capital structure to junior debt and equity.

Renovate America is a California-headquartered provider of property-assessed clean energy financing for residential energy efficiency and water conservation upgrades. Through its HERO Program, available in over 40 states, homeowners access no-upfront-cost loans repaid via property tax assessments. The platform supports installations of solar panels, HVAC systems, and water-saving fixtures, generating billions in project financing since 2012. Renovate America partners with more than 500 municipalities, including Los Angeles County and San Diego, to deploy programs that reduce household energy use by up to 30 percent. Its proprietary software streamlines contractor approvals and homeowner applications nationwide.

Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.

Billie is a Berlin-based fintech company founded in 2016 that offers invoice financing and pay-after-delivery options for small and medium enterprises. Merchants integrate its automated solution for B2B e-commerce on platforms like Amazon and eBay Kleinanzeigen, securing working capital through factoring. The service extends payment terms up to 90 days while handling credit checks and collections.

Credit Corp operates in the distressed consumer debt market. In its core business, it acquires purchased debt ledgers, or PDLs, in Australia and is expanding this business globally by buying PDLs in the United States. These PDLs consist of unsecured debt that are at least six months in arrears and have already been through a collection process. Since 2012, Credit Corp also diversified its business into providing consumer credit to customers who are unable to gain access to credit from primary sources such as banks because of a poor credit history. Its consumer credit business is gaining scale, but can be subject to increased regulatory scrutiny as it grows.