CredPago Acquisition & Valuation

Rentberry is a long-term rental platform using a bidding system for apartments in cities like San Francisco, New York, and London. Tenants submit offers on listings, with blockchain-secured deposits replacing traditional security fees. Rentberry serves properties in 50 markets, processing e-applications and payments. Founded in 2015 and headquartered in San Francisco, it partners with landlords managing multifamily buildings.

Bajaj Finance Ltd is the holding company for various financial services businesses under the Bajaj Group, which operates in India. The company is an NBFC in India offering payments, partnerships, services, and lending solutions to customers. The company's model is focused on the acquisition of customers and offering multiple loans and services on a cross-sell basis to meet their financial service needs. The company provides discretionary spending across consumer electronics, furniture, and digital products in India. The company's strategies and structure are closely aligned with those of commercial banks in India. All of its revenue is generated from India.

JD Digits is a Beijing digital-technology company serving financial institutions, merchants, enterprises and public-sector organizations. Its products cover supply-chain and consumer finance, payments, insurance, asset management, risk analytics, smart-city systems and blockchain infrastructure, using data and artificial intelligence to digitize financial and commercial operations.

Tata Capital Ltd is a Non-banking Finance company. The company is engaged in lending and investing activities. The company is engaged in providing and supplying different services and products in the financial services sector and operates across various areas of business: Commercial Finance, Consumer Loans, Wealth Services and distribution and marketing of Tata Cards.

Mitsubishi HC Capital is a Japanese leasing and asset-finance group headquartered in Marunouchi, Tokyo, and listed on the Prime Market of the Tokyo Stock Exchange (code 8593). It was formed on April 1, 2021 by the merger of Mitsubishi UFJ Lease & Finance and Hitachi Capital, uniting a lineage that runs back to Diamond Lease, established in 1971, and Hitachi Leasing, founded in 1968 as Japan's first manufacturer-backed general leasing company. The group earns lease income, installment-sale and financing margins, and asset-sale gains from companies and public bodies in Japan and overseas. Its segments cover customer solutions and vendor finance in Japan, overseas regions, environment and energy, aviation, logistics, real estate and mobility. In aviation it leases aircraft and engines, sells engine parts and arranges Japanese operating leases; in logistics it owns marine-container lessor CAI and railcar lessor PNW Railcars; and it runs about 1.2 GW of solar and onshore wind capacity in Japan while holding a stake in European Energy. The group had 7,950 consolidated employees at March 31, 2026, and its principal shareholders are Mitsubishi Corporation and Mitsubishi UFJ Financial Group.

Aditya Birla Capital Ltd is a financial service provider. The company's products include Non-Bank Financial Services, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance and Other Financial Services. Its operating segments consist of Lending, and Investing and Others. The Lending segment consists of Loans (personal, business, etc.), loan against property, structured finance, working capital loans, wealth management, distribution of financial products, etc. The Investing and Others segment includes investments in Group companies Geographically, it derives a majority of its revenue from India.

Muthoot Finance Ltd is a non-deposit-taking, non-banking financial company with thousands of branches in India. The company's main business is providing personal and business loans to individuals who do not have access to formal credit. The loans are typically secured by gold jewelry. The company also offers some microfinance loans and housing loans to customer segments and areas that are underserved by banks. Interest income accounts for nearly all the company's revenue. It has operations in Sri Lanka and India, with India providing almost all the company's revenue.

Non-banking finance company of the Larsen & Toubro group. It lends to rural households, farm equipment buyers, two-wheeler buyers, small businesses, and for housing and infrastructure projects. Headquartered in Mumbai.

Chailease Holding Co Ltd provides various services of leasing and financing. Its main products and services include leasing, installment sales, accounts receivable transfer management, import/export financing, and direct financing to corporations and small and medium-sized enterprises. The majority of the company's revenue is derived in the form of interest income. Geographically, the company generates maximum revenue from Taiwan, followed by China, ASEAN, and other regions.

Blue Owl Capital Corp is a specialty finance company and business development company (BDC) focused on providing direct lending solutions to U.S. middle-market companies. The company seeks to generate current income and, to a lesser extent, capital appreciation by targeting investment opportunities with favorable risk-adjusted returns, including senior secured, subordinated, or mezzanine loans and equity-related instruments. Its investment strategies are intended to generate favorable returns across credit cycles with an emphasis on preserving capital.

Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.

Creditas Financial is a Grand Cayman-incorporated vehicle finance broker connecting UK car dealers with lenders. Based in Market Drayton, Shropshire since 2007, it arranges hire purchase, leasing, and PCP deals for new and used vehicles up to 250,000 pounds. Partnerships with Close Brothers and Paragon Bank support approvals within hours for brokers handling 5,000 deals yearly.

Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.

Authum Investment & Infrastucture Ltd is an Indian non-banking financial company that is engaged in the business of providing loans and making investments/trading in shares and securities.

Blue Owl Technology Finance Corp. (OTF) is an American specialty finance company regulated as a business development company that originates loans to, and makes debt and equity investments in, technology companies, mainly software businesses based in the United States. It is externally managed by Blue Owl Technology Credit Advisors, an SEC-registered adviser within the Credit platform of Blue Owl Capital Inc., and it earns interest, fees and investment gains on its portfolio for its shareholders. Blue Owl launched its software lending strategy in 2018, and at 30 September 2024 OTF held investments in 146 portfolio companies with an aggregate fair value of $6.4 billion, 77% of the combined portfolio being first-lien loans. In late 2024 OTF agreed to merge with its sister fund Blue Owl Technology Finance Corp. II, with OTF as the surviving company, which on a pro forma basis would raise its total assets to about $15.8 billion and make it the largest software-focused BDC. Craig Packer is chief executive and Erik Bissonnette president.

Nelnet Inc is a United States based company engaged in these four reportable segments; Loan Servicing and Systems focuses on student and consumer loan origination services and servicing, loan origination and servicing-related technology solutions, and outsourcing business services; Education Technology Services and Payments segment provides education services, payment technology, and community management solutions for K-12 schools, institutions, churches, and businesses; Asset Generation and Management segment includes the acquisition and management of student and other loan assets; and Nelnet Bank focuses on the private education and unsecured consumer loan markets. Maximum revenue for the company is generated from its Education Technology Services and Payments segment.

Jubao Internet Technology is a Haikou-based internet finance platform and subsidiary of HNA Group. Established as JBH, it designs and markets financial products including wealth management and lending services for individuals and corporations across China. Backed by HNA's aviation and logistics resources, the company holds licenses for online lending and payment services, prioritizing user experience through mobile apps and secure transactions.