auxmoney Valuation, Funding & Investors
auxmoney is valued at $55M as of March 2013.
Last auxmoney valuation
$55M
Series A · Mar 2013
Last auxmoney funding round
$176M
Undisclosed stage · Sep 2020
Cumulative funding auxmoney raised
$384M
across 5 funding rounds
Key investors in auxmoney
Index Ventures
Union Square Ventures
Foundation Capital
Partech
Centerbridge Partners
Transamerica Ventures
About auxmoney
auxmoney is a Germany-based digital lending marketplace originating consumer loans across Europe. Operating since 2013 in Cologne, the platform connects borrowers with investors using proprietary risk assessment models, facilitating over one billion euros in financed loans while advancing financial inclusion through automated underwriting.
Founded
2007
HQ
DüsseldorfWebsite
Status
Privately held
Customer focus
B2C
Revenue model
Commission
Valuation
$55M (Mar 2013)
auxmoney Valuation
auxmoney is currently valued at $55M, based on its Series A in March 2013.
The $12M round was led by Index Ventures and Union Square Ventures.
auxmoney valuation by funding round
| Date | Stage | Valuation |
|---|---|---|
| Mar 2013 | Series A | $55M |
auxmoney Funding History
auxmoney has raised a total of $384M across 5 funding rounds, plus 1 secondary share sale.
auxmoney's first fundraising round was a $12M Series A in March 2013. The most recent completed round was a $176M undisclosed-stage round in September 2020.
auxmoney funding rounds
| Date | Stage | Investors | Raised | Valuation | Deal Summary |
|---|---|---|---|---|---|
| Sep 2020 | Undisclosed stage | Centerbridge Partners (lead); Index Ventures; Union Square Ventures; Foundation Capital | $176M | - | Auxmoney, a Düsseldorf-based German fintech founded in 2007, operates the largest credit marketplace in continental Europe, connecting private and institutional investors with pre-approved borrowers via a peer-to-peer loan platform. The company uses advanced risk assessment, credit rating, and underwriting models to offer loans to consumers, self-employed individuals, and recently small and medium-sized enterprises, with loan volumes increasing over 20 times in the five years prior to 2020. In September 2020, auxmoney raised €150 million in growth equity, the largest fintech funding round in the Eurozone that year, led by Centerbridge Partners, which became the majority shareholder through a combination of primary capital injection and secondary share purchases from existing investors. Existing venture capital investors Foundation Capital, Index Ventures, and Union Square Ventures remained fully invested in the round. The funding, subject to antitrust approval (completed by early 2021), aimed to expand auxmoney's market position, enhance technological leadership, attract more institutional investors, and capitalize on digital lending opportunities accelerated by the COVID-19 crisis, including market consolidation. Centerbridge's expertise in credit markets was highlighted as key to broadening auxmoney's reach to institutional platform investors funding loans on the marketplace. CEO Raffael Johnen emphasized the round's role in strengthening auxmoney's position to contribute to Germany's economic recovery by providing capital access during the pandemic and pursuing leadership as a digital loan provider across Europe. Post-round developments included a November 2020 partnership with BNP Paribas, enabling auxmoney's new investment company to deploy €500 million in proprietary funding to acquire marketplace loans, aligning interests with investors and underscoring the asset class's appeal. |
| Jun 2017 | Secondary | Crosslantic Capital | - | - | - |
| Jan 2017 | Series E | AEGON (lead) | $15M | - | Auxmoney is Germany's leading peer-to-peer lending platform for consumer credit, founded in 2007, using advanced credit scoring based on digital data points to enhance financial inclusion. In January 2017, AEGON led auxmoney's Series E financing round with a €15 million equity investment while committing €1.5 billion to fund loans over three years. This followed AEGON's prior €150 million commitment in 2016. By early 2017, auxmoney had facilitated over €400 million in loans funded by more than 50,000 investors across 60,000 requests, holding over 60% market share in Germany's crowdfunding market and leading Continental Europe after originating €200 million in loans in 2016. The partnership strengthened auxmoney's position as Europe's prominent marketplace for consumer loans, serving diverse borrowers including students and self-employed individuals. |
| Oct 2015 | Series C | Aegon Capital Management (lead) | $165M | - | Auxmoney is a German peer-to-peer lending platform founded in 2007 that provides consumer credit to borrowers in Continental Europe. The company had facilitated around €200 million worth of loans in 2016 alone, establishing itself as a leading P2P lender in Continental Europe ahead of competitors like Younitedcredit. In January 2017, Dutch insurer Aegon announced a Series E equity investment of €15 million in auxmoney, alongside a separate commitment to lend €1.5 billion over three years through the auxmoney platform. Aegon, which had already pledged €150 million in funding for auxmoney loans in 2016, used this investment to acquire an equity stake and board representation, with Eric Rutten (CEO of Knab-Aegon Bank) joining auxmoney's board. The investment signaled Aegon's strategic interest in fintech and consumer credit partnerships. By October 2025, auxmoney had raised close to €1 billion in debt capital through asset-backed securitizations in public capital markets and had placed over €3.5 billion of securities since its 2021 capital markets debut, establishing itself as a leading European technology-enabled consumer credit platform. |
| May 2014 | Series B | Foundation Capital (lead); Index Ventures; Union Square Ventures; Partech; TW Whiteaker; Transamerica Ventures | $16M | - | Auxmoney is a German peer-to-peer lending marketplace founded in 2007 that connects borrowers and individual investors through a credit marketplace platform. The company closed a $16 million Series B funding round in May 2014, led by Foundation Capital with participation from Partech Ventures, Index Ventures, and Union Square Ventures. The round brought Auxmoney's total funding to approximately $29 million. At the time of the Series B, Auxmoney had facilitated nearly 20,000 loans worth €100 million in total, with more than half issued in the prior 12 months. The company planned to use the new capital to expand its team of approximately 60 employees, invest in product and technology, and pursue international expansion. |
| Mar 2013 | Series A | Index Ventures (lead); Union Square Ventures (lead) | $12M | $55M | Auxmoney is a Düsseldorf, Germany-based P2P lending platform founded in 2007 that connects private borrowers with investors for personal loans, bypassing traditional banks. By March 2013, it had facilitated over 11,000 loans worth 45 million euros and boasted over 500,000 members with a team of 30 employees. Auxmoney raised $12 million from Index Ventures and Union Square Ventures in a round closing around late 2012 to early 2013. Index Ventures and Union Square Ventures acquired 21.8% of the shares, valuing the company at more than $55 million. The co-founders retained 40.4% with the rest held by seed investors. Funds were intended to enhance the product and expand the workforce. |
Who has invested in auxmoney?
10 investors have backed auxmoney across its funding rounds, including Index Ventures, Union Square Ventures, Foundation Capital, Partech, Centerbridge Partners and Transamerica Ventures.
Lead investors include Centerbridge Partners, AEGON, Aegon Capital Management, Foundation Capital, Index Ventures and 1 other investor.
auxmoney Investors
| Investor | HQ | Rounds | Role | First check |
|---|---|---|---|---|
 London | 3 | Lead | Mar 2013 | |
 New York City, NY | 3 | Lead | Mar 2013 | |
| San Francisco, CA | 2 | Lead | May 2014 | |
 Toronto | 1 | Lead | Oct 2015 | |
 Paris | 1 | Participant | May 2014 | |
 Madrid | 1 | Lead | Jan 2017 | |
| New York City, NY | 1 | Lead | Sep 2020 | |
![](data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" width="20" height="20" viewBox="0 0 20 20"><rect fill="%23e5e7eb" width="20" height="20" rx="4"/></svg>){kind=small} TW Whiteaker | New York City, NY | 1 | Participant | May 2014 |
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Start Free TrialAcquisitions by auxmoney
auxmoney has acquired 1 company to date.
Last acquisition by auxmoney was on August 24th 2023. auxmoney acquired Lender & Spender for undisclosed valuation.
Latest Acquisitions by auxmoney
| Description | Lender & Spender is a Netherlands-based peer-to-peer lending platform that facilitates consumer loans funded directly by individual investors bypassing traditional banks. Operating since 2016, the Amsterdam-headquartered company offers fixed-term personal loans up to €25,000 with interest rates from 4.9% to 9.9% for borrowers, and returns of 5-7% for lenders. It manages a portfolio exceeding €100 million in outstanding loans and emphasizes transparency through monthly investor reports and a secondary market for early exits. Lender & Spender holds a consumer credit license from the Dutch Authority for the Financial Markets. |
| HQ Country |  |
| HQ City | Amsterdam |
| Deal Date | 24 Aug 2023 |
| Valuation | undisclosed |
| EV/Revenue | |
| EV/EBITDA | |
This data is available for Pro users. Sign up to see all auxmoney acquisitions and their M&A valuation multiples. Start Free Trial | |
auxmoney Competitors
auxmoney competitors include listed companies like Beforepay, Vroom and Credit Clear, and private ones like Indifi Technologies, Creamfinance and Fibe.
| Company | HQ | Status | Revenue | EBITDA | Valuation | Revenue Multiple |
|---|---|---|---|---|---|---|
 Australia | Publicly listed | $36M | $10M | $53M | 1.8x | |
| United States | Publicly listed | $7M | ($169M) | $53M | - | |
 Gurgaon | Private | - | - | $58M | - | |
 Warsaw | Private | - | - | $60M | - | |
| Pune | Private | - | - | $48M | - | |
| Australia | Publicly listed | $43M | $7M | $47M | 0.7x |
auxmoney Public Comps
auxmoney is still privately-owned, but its public comps include LendInvest, Dolla Financial Services, Beforepay, Harmoney Corp, Vroom, Niyogin Fintech, Credit Clear, Veefin, MoneyMe and Wisr.
| Last FY | EV/Revenue | EV/EBITDA | ||||||
|---|---|---|---|---|---|---|---|---|
| Revenue | EBITDA | Last FY | LTM | 2027E | Last FY | LTM | 2027E | |
| $139M | $47M | 9.2x | 20.9x | 27.1x | - | |||
| - | - | - | - | - | - | |||
| $36M | $10M | 2.1x | 1.8x | 7.5x | 6.1x | |||
| $117M | $44M | 6.6x | 7.5x | 17.7x | 65.5x | |||
| $7M | ($169M) | 120.9x | - | (5.0x) | - | |||
| $25M | $1M | 2.8x | - | 52.5x | - | |||
| $43M | $7M | 0.7x | 0.7x | 4.8x | 4.0x | |||
| $36M | $8M | 2.4x | - | 10.5x | - | |||
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Common questions about auxmoney
| When was auxmoney founded? | auxmoney was founded in 2007. |
| Where is auxmoney headquartered? | auxmoney is headquartered in Düsseldorf, Germany. |
| Is auxmoney publicly listed? | No, auxmoney is a private, VC-backed company. |
| What is auxmoney's valuation? | auxmoney was last valued at $55M in its Series A in March 2013. |
| How much funding has auxmoney raised? | auxmoney has raised $384M across 5 funding rounds. |
| What was auxmoney's last funding round? | auxmoney's last funding round was a $176M undisclosed-stage round in September 2020, led by Centerbridge Partners. |
| Who are auxmoney's investors? | auxmoney's investors include Index Ventures, Union Square Ventures, Foundation Capital, Aegon Capital Management, Partech, AEGON, Centerbridge Partners, TW Whiteaker, Crosslantic Capital and Transamerica Ventures. |
| Which companies are comparable to auxmoney? | Companies comparable to auxmoney include Beforepay, Vroom, Indifi Technologies, Creamfinance, Fibe and Credit Clear. |
| How many companies has auxmoney acquired? | auxmoney has acquired 1 company, including Lender & Spender. |
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