October 2026
Largest Consumer Finance Public Companies in the UK
Benchmark revenue and EBITDA valuation multiples for public comps like
Shawbrook Group, Nationwide Building Society, Funding Circle, ASA International Group and S & U.
 | Shawbrook Group PLC is a specialist savings and lending bank operating in the United Kingdom. It focuses mostly on poorly served customer segments across the small to medium-size enterprise and retail market of the island nation. Shawbrook's primary markets include property, business, and consumer finance. The company has grown since its founding through mostly acquisitions. Net operating income mostly derives from asset finance, commercial mortgages, and secured lending. Shawbrook emphasizes customer service, and reputation. The company operates in four segments Real Estate, SME, Consumer Finance and Retail Mortgage Brands. | $4 | -25% | $2B | $2B | 2.2x | - | ||
| Nationwide Building Society is a United Kingdom mutual financial institution headquartered in Swindon, England. It traces its origins to 1884, when it was founded as the Co-operative Permanent Building Society, and it operates entirely for the benefit of its members, without shareholders. It offers current accounts, savings, mortgages, personal loans, credit cards, investments and insurance through 605 branches and digital channels. It had more than 16 million members in 2024 and grew to more than 24.5 million customers after acquiring Virgin Money in October 2024. Total assets were GBP 382.3 billion in 2026, and it employed about 18,000 people. It describes itself as the largest building society in the world. | $167 | -4% | $1.5B | $1.5B | 0.2x | - | ||
| Funding Circle Holdings PLC provides an online lending platform through which borrower loans are originated and allocated to investors and comprising the different online lending platforms across the company's geographies. Company's segment includes: Term Loans and FlexiPay. The sectors includes: Wholesale & retail, Real Estate, Health & other service activities, Other manufacturing, IT & telecommunication The company's geographical segments include the United Kingdom, the United States, and developing markets. It derives the majority of its revenue from the United Kingdom region. | $3 | +58% | $772M | $862M | 2.9x | 20.6x | ||
| ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities. | $3 | +41% | $319M | $741M | 2.9x | - | ||
| S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities. | $25 | +9% | $309M | $633M | 5.1x | - | ||
| Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues. | $5 | -46% | $288M | $320M | 0.9x | 7.5x | ||
| Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, UK and Channel Islands and its lending is restricted to individuals and entities in this region. | $0 | -19% | $36M | $36M | 0.7x | - | ||
| Fiinu PLC is a digital banking platform intended to unbundle overdraft solutions without needing to switch banks. The company offers led interest income, deposit margin banking infrastructure provider and helps to manage budget or those short-term unexpected costs, in a simple and responsible way, thereby assisting individuals with short-term unexpected expenses while maintaining financial prudence to reshape banking into a hassle-free, transparent, and efficient journey. | $0 | -74% | $13M | $13M | 14.9x | (1.0x) | ||
| Median | $4 | -11% | $314M | $687M | 2.5x | 7.5x |
Financial data powered by FactSet and Morningstar. Valuation multiples as of current fiscal year. For more data, start your free trial here.
Start Your
Free Trial Today
Try Multiples for free for 3 days. Got questions or need a demo? Schedule a call with us below.