October 2026
Largest Specialty Finance Public Companies in the UK
Benchmark revenue and EBITDA valuation multiples for public comps like
OSB Group, Paragon Banking Group, RentGuarantor Holdings, Duke Capital and Time Finance.
 | OSB Group PLC is a specialist mortgage lender, focused on carefully selected segments of the mortgage market. The company provides loans to entities and individuals, secured on residential property held for investment purposes and secured on commercial and semi-commercial properties held for investment purposes or for owner-occupation. It provides development loans to small- and medium-sized developers of residential property. The company also provides funding lines (loans) to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases, and loans under hire purchase, leasing, and refinancing arrangements to UK SMEs and small corporates to finance business-critical assets. | $7 | -4% | $2.3B | $1.5B | 1.7x | - | ||
| Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgage Lending and Commercial Lending. The Mortgage Lending includes the Group's buy-to-let and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending, and other offerings targeted towards SME customers. | $10 | -10% | $1.8B | - | - | - | ||
| RentGuarantor Holdings PLC provides a rent guarantee service to tenants wishing to rent property in the UK. The rent guarantee service is an online service where applications can be managed on a secure and bespoke digital platform designed and built by RentGuarantor. The company supplies its service to the whole of market-students, employed, and people on benefits including Universal Credit. | $1 | -- | $212M | $209M | 66.0x | (117.9x) | ||
| Duke Capital Ltd is to invest in a diversified portfolio of hybrid credit finance and related opportunities. The group's investment objective is to focus on one main operating segment and to invest in a diversified portfolio of hybrid credit finance and related opportunities. | $0 | -7% | $175M | $296M | 8.6x | 9.2x | ||
| Time Finance PLC is a part of the financial services domain in the United Kingdom. The company's principal business involves the provision of financial services to SMEs (small and medium-sized enterprises) in the United Kingdom. The company operates in Asset Finance and Invoice Finance. It generates maximum of the maximum revenue from the Asset Finance division. | $1 | -- | $70M | $67M | 1.4x | 6.0x | ||
| Manx Financial Group PLC is a banking company. The group along with its subsidiaries offers retail and commercial banking services, payment solutions, wealth management, general insurance, and life insurance. It operates in three product orientated segments along with investing activities: Asset and Personal Finance (including provision of HP contracts, finance leases, personal loans, commercial loans, block discounting, vehicle stocking plans and wholesale funding agreements); Edgewater Associates Limited (provision of financial advice); and MFX Limited (provision of foreign currency transaction services). The Group currently operates in one geographic segment comprising of the Isle of Man, UK and Channel Islands and its lending is restricted to individuals and entities in this region. | $0 | -- | $38M | $38M | 0.8x | - | ||
| Orchard Funding Group PLC is a finance company that specializes in insurance premium finance and the professional fee funding market. The company mainly provides funding and funding support systems to clients of insurance brokers and professional firms. It aims to further increase the capital base to enable it to support higher levels of borrowing. It operates in two segments: lending for Toyota products, and other lending. The company operates within the United Kingdom. | $1 | -- | $17M | $60M | 4.7x | 21.3x | ||
| Sancus Lending Group Ltd is an alternative finance provider, offering borrowers fast, bespoke bridging and development finance and co-funders a range of asset-backed funding opportunities. Its segments include Offshore, United Kingdom, Ireland, and Sancus Loans Limited. The Offshore segment includes the operations of Sancus Lending (Jersey) Limited, Sancus Lending (Guernsey) Limited, Sancus Lending (Gibraltar) Limited, Sancus Properties Limited, and Sancus Group Holdings Limited. The United Kingdom segment contains the operations of Sancus Lending (UK) Limited and Sancus Holdings (UK) Limited. The Ireland segment contains the operations of Sancus Lending (Ireland) Limited. The Sancus Loans Limited contains the operations of Sancus Loans Limited and Sancus Loans No.3 Limited. | $0 | +89% | $12M | $301M | 10.3x | 65.6x | ||
| Median | $1 | -6% | $123M | $209M | 4.7x | 9.2x |
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