Shenzhen Rural Commercial Bank Valuation, Funding & Investors

Shenzhen Rural Commercial Bank is valued at $12B as of February 2026.

Last Shenzhen Rural Commercial Bank valuation

$12B

Secondary · Feb 2026

Last Shenzhen Rural Commercial Bank funding round

$219M

Undisclosed stage · Jan 2025

Cumulative funding Shenzhen Rural Commercial Bank raised

$1B

across 2 funding rounds

Key investors in Shenzhen Rural Commercial Bank

Shenzhen Rural Commercial Bank Overview

About Shenzhen Rural Commercial Bank

Shenzhen Rural Commercial Bank is a Shenzhen-headquartered commercial bank operating one of the city's largest branch networks. It delivers retail banking, corporate loans, wealth management, and digital payment services to individuals and businesses throughout Guangdong Province. Listed on the Shenzhen Stock Exchange since 2016, the bank supports small and medium enterprises with specialized financing products.


Founded

2005

HQ

ChinaShenzhen

Status

Privately held

Customer focus

B2C & B2B

Revenue model

Services

Valuation

$12B (Feb 2026)

Shenzhen Rural Commercial Bank Valuation

Shenzhen Rural Commercial Bank is currently valued at $12B, based on its secondary sale in February 2026.

The $45M round included DBS Bank.

Shenzhen Rural Commercial Bank's valuation has grown 1.9x from $6.2B at its undisclosed-stage round in April 2021 to $12B in February 2026, across 3 priced rounds.

Shenzhen Rural Commercial Bank valuation by funding round

Shenzhen Rural Commercial Bank valuation by funding round
DateStageValuation
Feb 2026Secondary$12B
Jan 2025Undisclosed stage$8.1B
Apr 2021Undisclosed stage$6.2B

Shenzhen Rural Commercial Bank Funding History

Shenzhen Rural Commercial Bank has raised a total of $1B across 2 funding rounds, plus 1 secondary share sale.

Shenzhen Rural Commercial Bank's first fundraising round was a $811M undisclosed-stage round in April 2021. The most recent completed round was a $219M undisclosed-stage round in January 2025.

Shenzhen Rural Commercial Bank funding rounds

Shenzhen Rural Commercial Bank funding rounds
DateStageInvestorsRaisedValuationDeal Summary
Feb 2026SecondaryDBS Bank$45M$12B-
Jan 2025Undisclosed stageDBS Bank (lead)$219M$8.1BShenzhen Rural Commercial Bank (SRCB) is a Chinese regional bank operating in the Greater Bay Area. DBS Bank, a subsidiary of DBS Group Holdings, increased its minority stake in SRCB from 19.40% to 19.90% on 19 November 2025 by acquiring 52.2 million shares at CNY 5.94 per share, for a total of CNY 310 million (approximately SGD 57 million or USD 44.78 million). This transaction valued the acquired shares at 1.05 times SRCB's book value as of 30 June 2025 and builds on prior investments, including a 13% stake acquired in October 2021 and a further increase to 16.69% in January 2024. The deal aligns with DBS's strategy to deepen its presence in China's Greater Bay Area while maintaining SRCB as an associate for influence and earnings exposure. DBS views the modest 1.05x book value multiple as signaling confidence in SRCB's asset quality and future profitability. The stake increase coincides with DBS reporting a 10% Q4 profit decline due to lower net interest margins.
Apr 2021Undisclosed stageDBS Bank (lead)$811M$6.2BShenzhen Rural Commercial Bank (SRCB) is a Chinese regional bank operating in the Greater Bay Area. DBS Bank first acquired a 13% stake in October 2021 by purchasing 1.35 billion new shares at RMB 3.91 per share, equivalent to 1.01 times book value per share as of December 31, 2020. DBS subsequently increased its stake to 16.69% in January 2024 and further to 19.4% in late 2024 by acquiring 281.6 million shares at CNY 5.67 per share (1.05x 3Q2024 book value), for CNY 1.596 billion. Later transactions in 2025 raised it to nearly 20%.

Who has invested in Shenzhen Rural Commercial Bank?

1 investor has backed Shenzhen Rural Commercial Bank across its funding rounds, including DBS Bank.

Lead investors include DBS Bank.


Shenzhen Rural Commercial Bank Investors

Investors in Shenzhen Rural Commercial Bank by funding rounds participated
InvestorHQRoundsRoleFirst check

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Shenzhen Rural Commercial Bank Competitors

Shenzhen Rural Commercial Bank competitors include listed companies like Arab National, Power Finance Corporation, Indian Bank and Alpha Bank Group, and private ones like Starling Bank and C6 Bank.

Public and private companies comparable to Shenzhen Rural Commercial Bank
CompanyHQStatusRevenueValuationRevenue Multiple
Arab NationalSaudi ArabiaSaudi ArabiaPublicly listed$2.6B$12B4.4x
Power Finance CorporationIndiaIndiaPublicly listed$4.5B$12B4.4x
Indian BankIndiaIndiaPublicly listed$3.9B$12B2.9x
Alpha Bank GroupGreeceGreecePublicly listed$2.5B$12B4.4x
Starling BankUnited KingdomLondonPrivate$1.2B$5.4B4.5x
C6 BankBrazilSão PauloPrivate$1.7B$5B3.0x

Shenzhen Rural Commercial Bank Public Comps

Shenzhen Rural Commercial Bank is still privately-owned, but its public comps include Arab National, Power Finance Corporation, Indian Bank, Alpha Bank Group, Chiba Bank, Canara Bank, Industrial Bank of Korea, Ally Financial, Alpha Bank and Hong Leong Bank.

Last FYEV/RevenueEV/EBITDA
RevenueLast FYLTM2027ELast FYLTM2027E
Arab National$2.6B4.6x4.4x--
Power Finance Corporation$4.5B2.6x4.4x-4.6x
Indian Bank$3.9B3.0x2.9x--
Alpha Bank Group$2.5B4.8x4.4x--
Chiba Bank$2B6.2x7.9x--
Canara Bank$6.7B1.8x1.7x--
Industrial Bank of Korea$7.3B1.6x1.9x--
Ally Financial$8.8B1.4x1.4x--

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Common questions about Shenzhen Rural Commercial Bank

When was Shenzhen Rural Commercial Bank founded?Shenzhen Rural Commercial Bank was founded in 2005.
Where is Shenzhen Rural Commercial Bank headquartered?Shenzhen Rural Commercial Bank is headquartered in Shenzhen, China.
Is Shenzhen Rural Commercial Bank publicly listed?No, Shenzhen Rural Commercial Bank is a private, VC-backed company.
What is Shenzhen Rural Commercial Bank's valuation?Shenzhen Rural Commercial Bank was last valued at $12B in its secondary sale in February 2026.
How much funding has Shenzhen Rural Commercial Bank raised?Shenzhen Rural Commercial Bank has raised $1B across 2 funding rounds.
What was Shenzhen Rural Commercial Bank's last funding round?Shenzhen Rural Commercial Bank's last funding round was a $219M undisclosed-stage round in January 2025, led by DBS Bank.
Who are Shenzhen Rural Commercial Bank's investors?Shenzhen Rural Commercial Bank's investors include DBS Bank.
Which companies are comparable to Shenzhen Rural Commercial Bank?Companies comparable to Shenzhen Rural Commercial Bank include Arab National, Power Finance Corporation, Indian Bank, Alpha Bank Group, Starling Bank and C6 Bank.

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