Rain Valuation, Funding & Investors

SBM Holdings Ltd is a company whose business activities functioned through Banking, Non-bank financial institutions, Non-financial institutions, and Other institutions segments. The Banking segment provides corporate and institutional banking, retail banking, private wealth, international banking, and financial market; whereas the Non-Banking segment provides asset management, brokerage, private equity, investment advisory, and registry; and the Non-Financial segment invests in non-financial companies. The Banking segment generates maximum revenue for the company.

loanDepot Inc provides nonbank consumer lending solutions for individuals in the United States. It offers personal, residential home, home refinancing, mortgage and home equity loans. It also provides online mortgage loans for refinancing and home purchases. It serves customers through distribution channels, including consumer direct centres, retail branches, wholesale centres, and consumer finance and servicing centres in the United States. It competes with commercial banks and financial institutions.

IndoStar Capital Finance is a non-bank lender focused on vehicle finance and home loans. It lends for commercial vehicles, used cars and housing. Headquartered in Mumbai.

ASA International Group PLC is an international micro-finance institution that aims to enhance financial inclusion among low-income populations throughout Asia and Africa. Its geographical segments include West Africa, which includes Ghana, Nigeria, Sierra Leone; East Africa, which includes Kenya, Uganda, Tanzania, Rwanda; South Asia, which includes India, Pakistan, Sri Lanka; South East Asia, which includes Myanmar, Philippines, and Holding & other non-operating entities, which includes holding entities and other entities without microfinance activities.

Younited Financial SA is a specialized credit institution and investment services provider supervised by the ACPR and AMF in France, under the oversight of the ECB. By leveraging its powerful technology platform with open banking, modern APIs and artificial intelligence, Younited has built an efficient and scalable pan-European consumer credit platform to transform the European consumer loan market and help households reach financial well-being.

Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. The company is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.

S & U PLC is a UK-based company. It is engaged in providing motor finance, property bridging, and specialist finance services. The company operates through the following business segments: Motor finance, and Property bridging finance. The majority of the revenue for the company is derived from the Motor finance segment which operates within the non-prime market sector, and acts as a supplier of specialist finance facilities, through motor dealers throughout the UK which facilitate the purchase of new and used cars, vans, motorbikes, and caravans. The company's finance products allow motor dealers across the UK to provide credit facilities.

Better Home & Finance is a digital mortgage and home equity lender that originates home loans online through its proprietary loan origination platform, Tinman. It offers conforming, FHA, VA, jumbo and non-QM mortgages and home equity loans directly to consumers, sells most of the loans it funds to institutional investors, and earns gain-on-sale revenue plus fees from title, insurance and related services. The company operates under the Better.com brand and is headquartered in New York City. It was founded in 2014 by Vishal Garg, who serves as chief executive, and began lending to consumers in 2016. Better raised venture funding from Goldman Sachs, Kleiner Perkins, Pine Brook, L Catterton and SoftBank, and became a Nasdaq-listed company in 2023 through a merger with the special purpose acquisition company Aurora Acquisition Corp. It also built a United Kingdom business through the acquisitions of Trussle, a digital mortgage broker, and Property Partner, a property investment platform.

Nomad is a financial technology business providing international accounts, payment cards and investment services to Brazilian customers. Its platform supports foreign-currency balances and access to US investment products through partner financial institutions and regulated service providers. Nomad serves Brazilians who are not US residents and states that it is a fintech rather than a bank.

Hypothekarbank Lenzburg AG is a Swiss mortgage bank. The Bank provides lending and other general banking services. It also focuses on housing construction, commercial, industrial, and Rest properties. It provides consultation services, mortgage, investment options to its clients and E-banking service.

Mortgage Advice Bureau (Holdings) PLC provides mortgage advice and also advice on protection and general insurance products. The group offers advice on residential and buy-to-let mortgage products. The company has developed customized support services for intermediary firms that operate in estate agencies, new build, buy-to-let, mortgage shops and telephone-based mortgage services. The company derives its revenues from mortgage procuration fees, insurance commissions, and client fees. Mortgage procuration fees generate the majority of the revenues.

Salmon is a Philippines-headquartered fintech company that delivers digital financial services such as personal loans, buy-now-pay-later options, and credit lines via its mobile app. Launched in 2018, it serves over 1 million customers across Southeast Asia by partnering with e-commerce giants like Lazada and Shopee to enable seamless checkout financing. The platform uses alternative data for credit scoring to extend loans to underserved consumers, processing billions in loan disbursements annually. Salmon holds a virtual lending license from the Bangko Sentral ng Pilipinas and emphasizes financial inclusion through quick approvals in under five minutes.