Lexin Valuation, Funding & Investors

bsb is a Beijing-based provider of consumer financial services through its platform Baoyin Xiaofei. The company facilitates personal loans, credit products, and installment financing for everyday purchases in China. Operating under regulatory oversight from the China Banking and Insurance Regulatory Commission, bsb partners with e-commerce sites and retailers to offer quick approval processes and flexible repayment terms. Its services target urban millennials seeking unsecured consumer credit amid China's expanding digital lending market.

PNB Housing Finance Ltd is an India-based housing finance company. It is engaged in the business of providing loans for the purchase, construction, repairs, and renovations of houses, flats, and commercial properties. The company also provides loans for commercial space, loans against property, and loans for the purchase of residential plots. Geographically, it operates only in India. It generates revenue in the form of Interest income, and Fees and commission income.

North Pacific Bank Ltd is engaged in the provision of banking products and services. The firm offers time deposits, reserve deposits, government/ public bonds, asset management support services, smartphone-based services, including real-time updates on account balances and transactions, including deposits and withdrawals, along with cashless payment based on QR codes. Its other services include ATM service, Smartphone app, Foreign exchange services, SMS delivery service, Email distribution service, Hokku Electronic Delivery Service, and Remote interview system.

LIC Housing Finance Ltd is a housing finance company that provides loans in India. Its main objective is to provides long-term finance to individuals for the purchase or construction of houses/flats for residential purposes. also provides finance on existing property for business/ personal needs and also gives loans to professionals for the purchase/ construction of clinics, nursing homes, diagnostic centres, office spaces, and equipment. The company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purposes and to be sold by them.

Non-banking finance company best known for gold loans, with a large branch network across India. Other lines include microfinance through Asirvad, vehicle and housing loans, and money transfer services. Headquartered in Thrissur, Kerala.

DMI Finance is a New Delhi-headquartered non-banking financial company offering personal loans, home loans, business loans, and vehicle financing. The firm operates over 400 branches across 10 Indian states serving urban and rural customers. DMI Finance partners with banks and institutional investors for funding consumer and MSME credit products.

BNK Financial Group Inc is a Korea-based company engaged in providing various financial products and services. It offers Internet banking services covering deposits, inquiry, and transfers; financial products; Internet-based products; apartment-application deposits; fund products; variable annuities; and asset management services. It also provides investment brokerage, credit finance, and mutual savings banking services. In addition, it also provides credit check, and certificate issuing services, as well as financial IT service.

Gentera is a Mexican financial-services group focused on customers and microentrepreneurs underserved by traditional banks. Through Compartamos Banco, Compartamos Banco Perú, ConCrédito, Yastás and Aterna, it provides working-capital and consumer loans, savings accounts, insurance distribution, payment services and banking correspondents in Mexico and Peru. Gentera is listed on the Mexican Stock Exchange and traces its operating history to a microfinance program launched in 1990.

Krungthai Card PCL engaged in credit cards, personal loans and other related businesses. The Company provides services such as Credit Cards, Personal Loans, KTC Brother Boom Money, MAAI by KTC, Shop business and many. The company operations relate to a single business segment which is the financial services business and are carried out in a single geographic area which is Thailand.

Ualá is an Argentine financial technology company that runs a digital banking platform for consumers and merchants across Argentina, Mexico and Colombia. It was founded in 2017 by Pierpaolo Barbieri and started with a mobile app linked to a prepaid Mastercard card. The app now offers debit and credit cards, transfers, bill payments, loans, investment funds, insurance and a remunerated account, while its merchant arm Ualá Bis provides card acceptance. Ualá bought the digital bank Wilobank in Argentina, the Mexican bank ABC Capital, the buy-now-pay-later lender Ceibo Creditos and the e-commerce platform Empretienda. It became a unicorn in August 2021 with a USD 350 million Series D and was valued at USD 3.2 billion after a USD 195 million round in March 2026. The company serves more than 11 million customers.

Creditas is a Brazilian financial technology company that offers loans secured by homes, cars and payroll, together with insurance and a used-car marketplace. It was founded in 2012 by Sergio Furio as BankFacil and renamed Creditas in 2017. The company funds its loans largely through securitisation vehicles and, since the closing of its purchase of Bank Andbank Brasil in late 2025, holds a banking licence. Its Series G round of USD 108 million in December 2025 was led by Andbank at a post-money valuation of USD 3.3 billion, down from USD 4.8 billion in 2022. Earlier backers include SoftBank, Fidelity, Kaszek, QED Investors, VEF, Lightrock and Amadeus Capital. Acquisitions include Creditoo, Bcredi, Minuto Seguros, Volanty and Kzas, and it holds an investment in the electric motorcycle maker Voltz.

SLM Corp is an education solutions company. Its business is to originate and service loans to students and their families to finance the cost of their education. The term' Private Education Loans to mean education loans to students or their families that are not made, insured, or guaranteed by any state or federal government.

Samsung Card Co Ltd is a specialized credit finance company. The company provides credit card service, lease service, loan service, financial product sales service and on-line shopping service in Korea. Its business operations are divided into three segments: Card Business, Installment Business, and Other. The company utilizes the strong brand recognition of doing business. Also, the company is working on a platform business that utilizes open innovation and big data with various heterogeneous industries.

Non-banking finance company focused on gold loans, home loans and loans to small businesses. It lends mainly to retail and small-business customers through a large branch network across India. Headquartered in Mumbai.

Capri Global Capital Ltd provides financial services. The company is engaged in providing loans to Micro, Small and Medium Enterprises (MSMEs), providing long term finance for the construction of residential houses, retail lending, gold loan, and ancillary services. It generates maximum revenue from the interest income. Geographically, it operates only in India.

Greenlight is a financial technology company offering a debit card and app for family money management. The platform enables parents to set spending limits, assign chores with automated allowances, and facilitate investments in stocks and ETFs for children. Headquartered in Atlanta, Georgia, and launched in 2014, Greenlight partners with Visa for its Level 1 debit cards and provides cash back rewards up to 3 percent on purchases. The service covers earning, saving, spending, gifting, and investing features tailored for parents and kids across the United States.

Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).

Credit Saison Co Ltd is a Japan-based financial services company. The company operates its business through six segments. The Entertainment segment runs amusement parks. The Finance segment covers credit guarantees and related services. The Global segment engages in lending and investments. The Leasing segment focuses on office equipment. The Payment segment centers on credit cards and related services, and the Real Estate segment includes property development and leasing activities. It generates the majority of its revenue from the Payment business segment.