CREED Valuation, Funding & Investors

Snapdocs is a San Francisco-headquartered digital closing platform automating mortgage transactions for lenders and title companies across the United States. The solution streamlines pre-closing coordination, eClosing, and post-closing through patented AI for document handling and notary matching via extensive settlement networks. Snapdocs integrates with leading loan origination systems and title production software, serving over 400 enterprise clients to reduce cycle times and enhance borrower experiences.

State Grid Yingda Co Ltd, formerly Shanghai Zhixin Electric Co Ltd specializes in the development, production and sale of amorphous alloy transformers in China.

Along with Experian and TransUnion, Equifax is one of the leading credit bureaus in the United States. Equifax’s credit reports provide credit histories on millions of consumers, and the firm's services are critical to lenders’ credit decisions. In addition, about 40% of the firm’s revenue comes from Workforce Solutions, which provides income verification and employer human resources services. Equifax generates about 25% of its revenue from outside the United States.

Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009.Verisk’s single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk’s solutions include property repair estimates and antifraud tools. About 83% of Verisk’s revenue is US-based.

Experian is one of the leading credit bureaus in North America and the United Kingdom, providing the consumer information that is the basis for making lending decisions. The company also provides decision analytics, marketing data, and direct-to-consumer credit products and services. Roughly one quarter of the company's revenue is generated outside of North America and the United Kingdom, primarily in Latin America and Asia.

Valon Technologies is a San Francisco-headquartered residential mortgage servicer approved by Fannie Mae and Freddie Mac. It manages over $5 billion in loans using proprietary technology for self-service portals, automated payments, and equity release products. Valon serves homeowners nationwide with refinancing, cash-out options, and portfolio management tools.

Nesto is a Montreal-headquartered digital mortgage provider founded in 2018 that scans Canadian lenders for competitive rates without broker commissions. The platform offers online pre-approvals, document uploads, and advisor support for home purchases and refinancing. Nesto serves Quebec, Ontario, and British Columbia through its app and website, processing thousands of applications monthly.

Homeward is an Austin, Texas-headquartered real estate technology firm that issues cash offers to homebuyers. The platform allows agents to help clients purchase desired properties without contingencies while selling existing homes at market value post-close. Operating in Texas, Georgia, and Colorado, Homeward manages transactions through its mortgage subsidiary and title services. The company aims for nationwide expansion, streamlining the buying process for over 10,000 transactions with integrated financing and relocation support.

Non-banking finance company of the Larsen & Toubro group. It lends to rural households, farm equipment buyers, two-wheeler buyers, small businesses, and for housing and infrastructure projects. Headquartered in Mumbai.

DKSH is a Swiss market expansion services provider headquartered in Zurich and listed on the SIX Swiss Exchange. It helps companies grow in Asia Pacific, Europe and North America through sourcing, market insights, marketing and sales, e-commerce, distribution, logistics and after-sales services. It operates through four business units, Healthcare, Consumer Goods, Performance Materials and Technology. The Performance Materials unit distributes specialty chemicals and ingredients for food, pharmaceutical, personal care and industrial applications and generated net sales of CHF 1.4 billion in 2025. The group has operated for more than 160 years, works in 35 markets with 26,840 specialists and generated net sales of CHF 11.1 billion in 2025. In August 2026 it agreed to acquire P.R. Chemicals, an active pharmaceutical ingredient distributor in Thailand.

Charter Hall Group is the umbrella group of over 40 retail and institutional unlisted funds, as well as three listed REITs: Charter Hall Long WALE REIT, Charter Hall Retail REIT, and Charter Hall Social Infrastructure REIT. Investment management fees and property services fees from these investment vehicles are the main sources of revenue for Charter Hall. The aggregate portfolio across the platform has one third exposure to office, one third to logistics, and the remainder in retail, social infrastructure and listed equities. Charter Hall co-invests in many of the vehicles, so a portion of its earnings come from rent and fund distributions. The group also earns development revenue on projects that it manages, but this income stream is relatively small.

Ryan is a Dallas, Texas-based tax services and software firm that helps large companies reduce, recover and manage their taxes. Its practice areas include transaction tax, property tax, income and international tax, credits and incentives, value-added tax, employment tax, severance tax and unclaimed property, delivered as recovery, consulting, compliance outsourcing and advocacy work, alongside the affiliated law firm Ryan Legal Services and Ryan Software. Ryan serves about 18,000 clients in more than 60 countries from over 113 offices, including locations in Canada, the Netherlands, the United Kingdom, India, the Philippines and Australia, and says it recovered more than $4 billion in tax savings for clients in a single year. It earns fees for recovery and consulting work and licence revenue from software; revenue was about $715 million in 2021, with around 3,600 employees. The firm was founded in 1991 by G. Brint Ryan and Chris F. Collis as the CPA firm Collis & Ryan, became Ryan & Company after Collis was bought out in 1993, gave up its CPA licence in 1998 and took the name Ryan LLC in 2007. In October 2018 Onex acquired a 42% interest that valued the company at $1.1 billion, and Ryan has since bought specialist firms such as Economics Partners and VAT Systems.

Rithm Capital Corp operates as a real estate investment trust that provides capital and services to the real estate and financial services industries. The company aims to generate attractive risk-adjusted returns in all interest-rate environments through a complementary portfolio of investments and operating businesses. Its investment portfolio is composed of mortgage servicing-related assets (full and excess MSRs and servicer advances), residential securities (and associated call rights), loans (including single-family rental), and consumer loans. Its operating segments are Origination and Servicing; Investment Portfolio; Residential Transitional Lending; and Asset Management.

Sweco AB is an architecture and engineering consultancy. It offers multidisciplinary services in the following segments: buildings and urban areas; water, energy, and industry; and transportation infrastructure. Sweco’s architecture operations are integrated into all segments. The company's geograohical segments include: Sweden, Belgium, Finland, Norway, Denmark, Netherlands, UK, and Germany, and Central Europe.

Mirvac started off as a residential property developer and over time expanded into property investment, funds management, and commercial property development. Investment is the major earnings driver, generating about two-thirds of group earnings. The investment portfolio, by book value, is made up of 51% office, 21% retail, 20% industrial and the rest is build-to-rent and land lease assets. Longer term, Mirvac aims to increase exposure to the industrial and living sectors and own fewer offices and retail centers. Development income is volatile and was around one-third of fiscal 2026 group earnings. Besides developing apartments and houses, which Mirvac is best known for, it is also involved in commercial and mixed-use precinct developments.

FTI Consulting Inc is a firm that generates its sales by providing professional business advisory services to customers. The company operates through five segments, namely corporate finance, forensic and litigation consulting, economic consulting, technology, and strategic communications. The company generates the majority of its revenue from the Corporate finance segment. Customers of the company come from a wide array of sectors, including construction, energy and power, environmental, financial institutions, healthcare and life science, insurance, real estate and infrastructure, retail and consumer products, telecom, media, and technology. The majority of the company's revenue is derived from serving customers in the United States.

Piramal Finance Ltd main business is providing loans to customers for construction or purchase of residential property, loans against property, loans to real estate developers, loans to SMEs, Consumption loans, etc. Its loan products are Home Loan, Construction Loan, Renovation Loan, Extension Loan, Business Loans, Loan Against Property, Small Business Loan, Working Capital Loan, Personal Loan, Used Car Loan, Group Loan, Loan Against Securities, Loan Against Car, Insurance Services, Interest Rates & Disclosures, Wholesale Lending, Alternatives, etc. The company's business segments are Retail Lending, Wholesale Lending, Alternatives, and Life Insurance. The Company has identified only one reportable business segment & geographical segment as it deals mainly in lending business within India.